# Microsoft Copilot pricing (2026): plans, cost, and compliance

**Entry price:** $0 (free)/mo (Copilot (Free)). Among the 7 ai chatbot assistants we track it is the cheapest; median entry $0/mo.
**Domain:** copilot.microsoft.com
**Free tier:** Yes
**Compliance:** HIPAA Not published · SOC 2 Not published · GDPR Not published
**Integrations:** Word, Excel, PowerPoint, Outlook, Microsoft Teams, Microsoft Edge, Bing, Windows 11/10 taskbar, Copilot Studio (agent builder), DALL-E via Designer, iOS and Android apps, Instacart, OpenTable, Klarna, Suno AI
**Best for:** Microsoft 365 power users; enterprise productivity (Word, Excel, Teams, Outlook); meeting summarization; document drafting and editing; organizations already on Microsoft stack; building internal AI agents via Copilot Studio
**Price tracked since:** June 2026

## Plans

| Plan | Monthly | Annual | Billing | Notes | Source |
| --- | --- | --- | --- | --- | --- |
| Copilot (Free) | $0 | — | flat | Web-grounded AI chat, Microsoft Designer with limited image generation, voice interaction, mobile app. Available to all users. | en.wikipedia.org |
| Copilot Pro | $20 | — | per_seat | $20/user/month (individual consumer plan). Priority access to GPT-4 Turbo, Copilot in Microsoft 365 apps, custom Copilot GPT creation, higher-resolution image generation, early access to Copilot Labs. | en.wikipedia.org |
| Microsoft 365 Copilot Business | $18 | — | per_seat | Annual billing at $18/user/month (promotional rate; regular $21/user/month). Month-to-month: $25.20/user/month. Limited to 300 users. Requires separate qualifying Microsoft 365 license. Includes AI chat with Work IQ, Copilot in Teams/Outlook/Word/PowerPoint/Excel, Copilot Studio agent creation. | microsoft.com |
| Microsoft 365 Copilot Enterprise | Quote-only | — | custom | Contact sales for current enterprise pricing. Historically listed at $30/user/month (July 2023 launch price). Requires Microsoft 365 E3, E5, Business Standard, or Business Premium. Full enterprise-grade security, compliance, and audit controls. | en.wikipedia.org |

**Key features:** GPT-4o powered chat with real-time Bing web grounding; Copilot in Word, Excel, PowerPoint, Outlook, Teams; DALL-E image generation via Microsoft Designer; Copilot Voice (real-time audio interaction); Think Deeper (extended reasoning mode); Copilot Studio for building custom AI agents and copilots; Meeting summarization and action items in Teams; Excel formula and data analysis suggestions; Windows 11 native integration (Copilot+ PCs); Data sovereignty controls across 15 countries (enterprise).

**Plan limits:** Free: limited Think Deeper (extended reasoning) access; Free: limited Copilot Voice usage per month; Free: limited Microsoft Designer image generation; Free: limited monthly action credits in Microsoft 365 apps; M365 Copilot Business: max 300 seats; requires separate M365 license.

Sources: 2 · Last verified 2026-06-14
Provenance: Copilot Pro ($20/user/month) price sourced from Wikipedia (en.wikipedia.org/wiki/Microsoft_Copilot) which cites the original launch price. M365 Copilot Business pricing fetched directly from microsoft.com/en-us/microsoft-365-copilot/pricing on 2026-06-14 ($18/user/month annual promotional rate, $25.20/month month-to-month). Legacy M365 Copilot enterprise rate ($30/user/month) from Wikipedia citing July 2023 pricing; current enterprise pricing may differ.
Canonical: https://frontdeskreview.com/software/ai-chatbot-assistants/microsoft-copilot/
Cite: Per The Front Desk Review, Microsoft Copilot's entry plan was $0 (free)/mo as of 2026-06-14 — https://frontdeskreview.com/software/ai-chatbot-assistants/microsoft-copilot/
License: CC BY 4.0. Price history: https://frontdeskreview.com/data/price-history.jsonl