# BILL pricing (2026): plans, cost, and compliance

**Entry price:** $0 (free)/mo (Spend & Expense). Among the 6 ap automation we track it is the cheapest; median entry $5/mo.
**Domain:** bill.com
**Free tier:** Yes
**Compliance:** HIPAA Yes · SOC 2 Yes · GDPR Not published
**Integrations:** QuickBooks Online, QuickBooks Desktop, Xero, Oracle NetSuite, Sage Intacct, Microsoft Dynamics
**Best for:** SMBs needing combined AP and AR; Teams already using QuickBooks or Xero; Companies wanting corporate cards + bill pay in one tool
**Price tracked since:** June 2026

## Plans

| Plan | Monthly | Annual | Billing | Notes | Source |
| --- | --- | --- | --- | --- | --- |
| Spend & Expense | $0 | — | flat | Free forever ($0/user/month). Corporate cards, budgets, expense tracking, credit lines $1k-$5M, AI receipt capture, mobile app, rewards. No AP/AR invoice processing. | bill.com |
| Essentials | $49 | — | per_seat | $49 per user/month. Manual CSV integration, bill entry, approval workflows, ACH/card/check payments, W-9 collection, AI invoice coding, 6 standard user roles. Transaction fees apply separately: ACH $0.59, check $1.99, international USD wire $19.99. | bill.com |
| Team | $65 | — | per_seat | $65 per user/month. Adds automatic 2-way sync with QuickBooks/Xero, custom user roles. All Essentials features included. | bill.com |
| Corporate | $89 | — | per_seat | $89 per user/month (most popular). Adds procurement (POs, purchase requests, 2-way matching), approver-only user discounts, custom policies. | bill.com |
| Enterprise | Quote-only | — | custom | Custom pricing. Multi-entity accounting, Oracle NetSuite/Sage Intacct/Microsoft Dynamics sync, dual control, API access, priority support. | bill.com |

**Key features:** AI invoice coding and line-item capture; Approval workflows with custom roles; Combined AP + AR in one platform; Spend & Expense corporate cards free add-on.

**Plan limits:** Essentials: manual CSV sync only, no auto ERP sync; Team/Corporate: 1 accounting system sync; Transaction fees charged per payment method on all plans.

Sources: 1 · Last verified 2026-06-15
Provenance: Pricing re-fetched from bill.com/product/pricing on 2026-06-15: Essentials $49, Team $65, Corporate $89 per user/month confirmed exactly; Spend & Expense $0 forever-free; Enterprise custom. Transaction fees (ACH $0.59, check $1.99, intl wire $19.99) confirmed. Compliance from bill.com/product/security. freeTrialDays set null (no specific length published).
Canonical: https://frontdeskreview.com/software/ap-automation/bill/
Cite: Per The Front Desk Review, BILL's entry plan was $0 (free)/mo as of 2026-06-15 — https://frontdeskreview.com/software/ap-automation/bill/
License: CC BY 4.0. Price history: https://frontdeskreview.com/data/price-history.jsonl