# Goodbudget pricing (2026): plans, cost, and compliance

**Entry price:** $0 (free)/mo (Free). Among the 8 budgeting apps we track it is the cheapest; median entry $6/mo.
**Domain:** goodbudget.com
**Free tier:** Yes
**Compliance:** HIPAA Not published · SOC 2 Not published · GDPR Not published
**Integrations:** Plaid (US bank sync, Plus plan only), Amazon Web Services (infrastructure), Stripe and PayPal (payment processing)
**Best for:** Couples or families sharing a budget using the envelope method; People who prefer the cash-envelope philosophy without carrying cash; Budget beginners who want a free, structured starting point; Users who do not need investment tracking
**Price tracked since:** June 2026

## Plans

| Plan | Monthly | Annual | Billing | Notes | Source |
| --- | --- | --- | --- | --- | --- |
| Free | $0 | — | flat | Envelope budgeting app. Free tier includes 10 regular envelopes, 10 additional envelopes, 1 account, 2 devices, 1 year of transaction history, debt tracking, and community support. No bank sync on free tier. | goodbudget.com |
| Plus (Monthly) | $10 | — | flat | Month-to-month billing at $10/mo. Includes automatic bank sync (US banks only), unlimited envelopes, unlimited accounts, 5 devices, 7 years of history, email support. | goodbudget.com |
| Plus (Annual) | $6.67 | −33% | flat | Billed annually at $80/yr ($6.67/mo equivalent). Same features as monthly Plus. Saves $40/yr vs monthly plan. | goodbudget.com |

**Key features:** Digital envelope budgeting system (replaces cash envelopes); Budget sync and sharing across devices and household members; Debt payoff tools; Savings for irregular/large expenses; Transaction import from bank (Plus); Spending reports; Running balance display; Web, iOS, and Android apps; 256-bit bank-grade SSL encryption; Data never sold or rented.

**Plan limits:** Free plan: 10 regular envelopes, 10 additional envelopes, 1 account, 2 devices, 1 year of transaction history; Plus plan: 5 devices maximum; Bank sync available for US banks only (no international bank connections); Must be 18 or older to use the service; No investment account tracking.

Sources: 1 · Last verified 2026-06-14
Provenance: Goodbudget signup/pricing page goodbudget.com/signup — rendered full pricing content. Free tier: $0. Plus: $10/mo or $80/yr. Corroborated by NerdWallet best-budget-apps article (2026, $10/mo or $80/yr).
Canonical: https://frontdeskreview.com/software/budgeting-apps/goodbudget/
Cite: Per The Front Desk Review, Goodbudget's entry plan was $0 (free)/mo as of 2026-06-14 — https://frontdeskreview.com/software/budgeting-apps/goodbudget/
License: CC BY 4.0. Price history: https://frontdeskreview.com/data/price-history.jsonl