# Bluevine pricing (2026): plans, cost, and compliance

**Entry price:** $0 (free)/mo (Standard). Among the 8 business bank accounts we track it is the cheapest; median entry $0/mo.
**Domain:** bluevine.com
**Free tier:** Yes
**Compliance:** HIPAA Not published · SOC 2 Not published · GDPR Not published
**Integrations:** QuickBooks, Xero
**Best for:** Small businesses seeking high-yield checking; Businesses with significant average daily balances; Teams needing multiple sub-accounts; Businesses processing high ACH volume; Professional services companies
**Price tracked since:** June 2026

## Plans

| Plan | Monthly | Annual | Billing | Notes | Source |
| --- | --- | --- | --- | --- | --- |
| Standard | $0 | — | flat | No monthly fee. 1.3% APY up to $250,000 (requires $500/mo debit spend OR $2,500/mo customer deposits to earn yield). Same-day ACH: $10. Domestic wire: $15. Printed checks: $1.50 each. International wire: $25 or 1.5% for foreign currency. Out-of-network ATM: $2.50. | bluevine.com |
| Plus | $30 | — | flat | Fee waivable with $20,000 average daily balance + $2,000/mo debit spend. 1.75% APY up to $250,000. Same-day ACH: $8. Domestic wire: $12. First 5 printed checks free/month ($1.50 each after). International wire: $12. | bluevine.com |
| Premier | $95 | — | flat | Fee waivable with $100,000 average daily balance + $5,000/mo debit spend. 3.0% APY on all balances up to $3M. Same-day ACH: $5. Domestic wire: $7.50. First 20 printed checks free/month. International wire: $7.50. Advanced ACH debit controls included. | bluevine.com |

**Key features:** High-yield APY on checking balances (1.3%–3.0% depending on plan); Up to $3M FDIC insurance through partner banks; Physical and virtual debit cards with 4% cash back on business purchases; Multiple sub-accounts with automatic transfer rules; ACH debit fraud controls (advanced controls on Premier); Same-day ACH transfers; Domestic and international wire transfers; Invoicing and payment links with Tap to Pay; Team access with dedicated logins per member; Real-time text alerts for suspicious activity; Two-factor authentication and instant card lock/unlock.

**Plan limits:** Standard/Plus APY earned only on balances up to $250,000; Premier APY earned on all balances up to $3M; Standard APY requires $500/mo debit spend OR $2,500/mo customer deposits; Plus fee waivable: $20,000 avg daily balance + $2,000/mo debit spend; Premier fee waivable: $100,000 avg daily balance + $5,000/mo debit spend; FDIC insurance up to $3M through partner bank network; Out-of-network ATM fee: $2.50.

Sources: 1 · Last verified 2026-06-14
Provenance: Official pricing page: https://www.bluevine.com/business-checking/plans-and-pricing (fetched directly, full content returned). Corroborated by airwallex.com/us/blog/bluevine-business-checking-review.
Canonical: https://frontdeskreview.com/software/business-bank-accounts/bluevine/
Cite: Per The Front Desk Review, Bluevine's entry plan was $0 (free)/mo as of 2026-06-14 — https://frontdeskreview.com/software/business-bank-accounts/bluevine/
License: CC BY 4.0. Price history: https://frontdeskreview.com/data/price-history.jsonl