# Brex pricing (2026): plans, cost, and compliance

**Entry price:** $0 (free)/mo (Essentials). Among the 8 business bank accounts we track it is the cheapest; median entry $0/mo.
**Domain:** brex.com
**Free tier:** Yes
**Compliance:** HIPAA Not published · SOC 2 Yes · GDPR Not published
**Integrations:** QuickBooks Online, QuickBooks Desktop, Xero, NetSuite, Sage Intacct, Oracle Fusion, Workday Financials, Dynamics 365 Business Central, Slack, Rippling, Navan, Gusto, Zip, Rillet, UKG, Campfire
**Best for:** VC-backed startups seeking to extend runway with yield; High-growth companies needing multi-entity support; Businesses with global operations requiring cards in 50+ countries; Teams needing deeply integrated expense management; Companies already using NetSuite, Sage Intacct, or Oracle ERP
**Price tracked since:** June 2026

## Plans

| Plan | Monthly | Annual | Billing | Notes | Source |
| --- | --- | --- | --- | --- | --- |
| Essentials | $0 | — | per_seat | $0 per user per month. Includes corporate cards, expense management, cash management account, bill pay, and travel booking. No monthly fees, no account minimums, no overdraft fees on the banking account. | brex.com |
| Premium | $12 | — | per_seat | $12 per user per month. Adds advanced expense controls, multi-entity support, dedicated travel services, HRIS integrations, and enhanced accounting automation. No annual discount published. | brex.com |
| Enterprise | Quote-only | — | custom | Custom pricing. Contact sales. Includes local card setup in 50+ countries, automated VAT tracking, offline travel booking support, and a designated senior consultant. | brex.com |

**Key features:** SOC 1 Type II and SOC 2 Type II certified; PCI-DSS compliant; 24/7 AI-powered fraud monitoring with dedicated application security team; Corporate cards with no personal guarantee required; Treasury account earning up to 4.36% yield from first dollar; Checking account via Column N.A. with unlimited free same-day ACH, checks, and domestic wires; Up to $6M FDIC insurance through Vault program; Up to 240 checking sub-accounts under one Business Account; Built-in travel booking and expense management; Automated accounts payable with integrated bill pay; Multi-entity support (Premium+); Local card issuance in 50+ countries (Enterprise); Automated VAT tracking (Enterprise).

**Plan limits:** FDIC insurance up to $250,000 per checking account; up to $6M via Vault program across 24 partner banks; Up to 240 uniquely numbered checking sub-accounts under a single Business Account; Treasury yield up to 4.36% (rate variable; invested in AAA-rated money market fund); Premium plan: $12/user/month — costs scale with headcount; Corporate card limits up to 40x higher when paired with Brex account (underwriting dependent); Enterprise plan requires custom sales engagement.

Sources: 1 · Last verified 2026-06-14
Provenance: Official pricing page: https://www.brex.com/pricing (fetched directly, full content returned). Integration list from https://www.brex.com/product/integrations and WebSearch corroboration.
Canonical: https://frontdeskreview.com/software/business-bank-accounts/brex/
Cite: Per The Front Desk Review, Brex's entry plan was $0 (free)/mo as of 2026-06-14 — https://frontdeskreview.com/software/business-bank-accounts/brex/
License: CC BY 4.0. Price history: https://frontdeskreview.com/data/price-history.jsonl