# Found pricing (2026): plans, cost, and compliance

**Entry price:** $0 (free)/mo (Found). Among the 8 business bank accounts we track it is the cheapest; median entry $0/mo.
**Domain:** found.com
**Free tier:** Yes
**Compliance:** HIPAA Not published · SOC 2 Yes · GDPR Not published
**Integrations:** QuickBooks
**Best for:** Freelancers and independent contractors; Self-employed business owners; Gig workers with variable income; Solo entrepreneurs managing complex tax obligations; Businesses needing built-in quarterly tax payment tools
**Price tracked since:** June 2026

## Plans

| Plan | Monthly | Annual | Billing | Notes | Source |
| --- | --- | --- | --- | --- | --- |
| Found | $0 | — | flat | Free forever. Business checking with Mastercard debit. Team debit cards with spending controls. Up to 10 sub-accounts (Pockets). Expense categorization, receipt scanning, real-time tax estimates. Contractor payments and 1099 e-filing. Unlimited invoicing. No APY. No cash back. Wire transfer: $15. Paper checks: $1 each. | found.com |
| Found Plus | $26.25 | −25% | flat | Annual billing: $315/year ($26.25/mo, save 25%). Month-to-month: $35/mo. 1.50% APY on balances up to $20,000. Transaction imports from external banks and apps. Unlimited auto-categorization rules and custom tags. Priority phone support. Schedule C / 1120 tax form generation. Quarterly tax payments in-app. | found.com |
| Found Pro | $60 | −25% | flat | Annual billing: $720/year ($60/mo, save 25%). Month-to-month: $80/mo. 2.50% APY on all balances (uncapped). 1% cash back on card purchases. Dedicated account manager. Premium metal debit card. Free check sending. Discounted wire transfers ($10 vs. $15 on other plans). | found.com |

**Key features:** SOC 2 framework with annual third-party security assessment; AES-256 encryption for databases and backups at rest; Google Cloud infrastructure with real-time automated monitoring; 24/7 fraud monitoring with immediate alerts; Automatic tax withholding on income deposits; Real-time running tax estimate updated with each transaction; In-app quarterly estimated tax calculations and payments; Auto-generated Schedule C and 1120 tax reports; Contractor payments and 1099 e-filing (free plan); Up to 10 sub-accounts (Pockets) for budget allocation; Team debit cards with spending controls; Unlimited invoicing with payment tracking; Two-factor authentication with biometric options; Mobile card freeze functionality.

**Plan limits:** FDIC insurance up to $250,000 per depositor; Free plan: no APY on checking, no cash back; Found Plus APY: 1.50% on balances up to $20,000 only; Found Pro APY: 2.50% on all balances (uncapped); Wire transfers: $15 on free/Plus, $10 on Pro; Paper checks: $1 each on free plan; free on Pro; Free plan limited to QuickBooks integration only.

Sources: 1 · Last verified 2026-06-14
Provenance: Official pricing page: https://www.found.com/pricing (fetched directly, full content returned). Annual prices and 25% discount confirmed.
Canonical: https://frontdeskreview.com/software/business-bank-accounts/found/
Cite: Per The Front Desk Review, Found's entry plan was $0 (free)/mo as of 2026-06-14 — https://frontdeskreview.com/software/business-bank-accounts/found/
License: CC BY 4.0. Price history: https://frontdeskreview.com/data/price-history.jsonl