# Wave pricing (2026): plans, cost, and compliance

**Entry price:** $0 (free)/mo (Starter). Among the 7 invoicing software we track it is the cheapest; median entry $0/mo.
**Domain:** waveapps.com
**Free tier:** Yes
**Compliance:** HIPAA Not published · SOC 2 Not published · GDPR Not published
**Integrations:** Plaid (bank connections), PayPal, Stripe, Visa, Mastercard, American Express
**Best for:** Freelancers and very small businesses needing free core invoicing; Sole proprietors wanting full accounting without a monthly fee; US/Canada-based small businesses
**Price tracked since:** June 2026

## Plans

| Plan | Monthly | Annual | Billing | Notes | Source |
| --- | --- | --- | --- | --- | --- |
| Starter | $0 | — | flat | Free forever. Unlimited estimates, invoices, bills, and bookkeeping records. Online payments available at standard transaction fees (2.9% + $0.60 per card). | waveapps.com |
| Pro | $19 | — | flat | Month-to-month $19/mo. Annual plan $190/yr (~$15.83/mo). Annual discount not explicitly stated as a percentage on the page. Includes discounted payment processing (2.9% + $0 for first 10 transactions/month), auto bank import via Plaid, automated late payment reminders. | waveapps.com |
| Wave Advisors | $199 | — | flat | Managed bookkeeping service add-on starting at $199/mo. Includes a dedicated bookkeeper, monthly financial statements, and expert support. Not a software-only tier — bundles human services. | waveapps.com |

**Key features:** Free unlimited invoicing and estimates; Double-entry accounting and bookkeeping; Automatic bank transaction import (Pro); Bank transaction auto-categorization (Pro); Branded invoices with logo and custom colors (Pro); Automated late payment reminders (Pro); Online payment acceptance (credit/debit cards and bank payments); Receipt scanning and expense tracking; Financial reports (profit & loss, balance sheet); Multiple user accounts with permission controls (Pro); PCI-DSS Level 1 certified payment processing.

**Plan limits:** Starter: no automatic bank import, no branded invoices (no custom logo), no automated payment reminders; Pro: bank sync requires Plaid (not all institutions supported); Live support only with paid plans or add-ons.

Sources: 1 · Last verified 2026-06-14
Provenance: Official pricing page https://www.waveapps.com/pricing fetched 2026-06-14. Direct fetch of https://www.wave.com/en/pricing/ returned 404; waveapps.com was the correct domain. SoftwareAdvice corroboration confirmed $0 Starter and $19/mo Pro but showed annual at $170/yr vs official page $190/yr — official figures used. Wave Advisors is a managed bookkeeping add-on service, not a self-serve software tier.
Canonical: https://frontdeskreview.com/software/invoicing-software/wave/
Cite: Per The Front Desk Review, Wave's entry plan was $0 (free)/mo as of 2026-06-14 — https://frontdeskreview.com/software/invoicing-software/wave/
License: CC BY 4.0. Price history: https://frontdeskreview.com/data/price-history.jsonl