# Helcim pricing (2026): plans, cost, and compliance

**Entry price:** Quote-only — no self-serve price published.
**Domain:** helcim.com
**Free tier:** No
**Compliance:** HIPAA No · SOC 2 Not published · GDPR Not published
**Integrations:** QuickBooks Online, Xero, Wave App, Jane App, Zoho CRM, Zapier, WooCommerce (via API)
**Best for:** Small and mid-size businesses wanting transparent interchange-plus pricing; Healthcare, professional services, and wholesale merchants processing $10K+/month; Merchants who want free built-in business tools without a monthly SaaS fee

## Plans

| Plan | Monthly | Annual | Billing | Notes | Source |
| --- | --- | --- | --- | --- | --- |
| Interchange Plus (in-person) | Quote-only | — | flat | In-person markup over interchange, banded by monthly volume: $0-$50K interchange + 0.40% + $0.08; $50K-$100K +0.35% + $0.07; $100K-$500K +0.25% + $0.07; $500K-$1M +0.20% + $0.06; $1M-$5M +0.15% + $0.06. No monthly, setup, PCI, or cancellation fees; no contract. | helcim.com |
| Interchange Plus (keyed & online) | Quote-only | — | flat | Keyed/online markup over interchange, banded by monthly volume: $0-$50K interchange + 0.50% + $0.25; $50K-$100K +0.45% + $0.20; $100K-$500K +0.35% + $0.20; $500K-$1M +0.25% + $0.15; $1M-$5M +0.15% + $0.15. ACH 0.5% + $0.25 (capped $6). No monthly fee. | helcim.com |

**Key features:** Interchange-plus pricing with automatic volume-based rate reductions; Free virtual terminal, invoicing, recurring payments, and card vault included; PCI DSS Level 1 compliant service provider; Smart Terminal hardware with Tap to Pay on iPhone; Integrated customer manager and inventory management.

**Plan limits:** No monthly account fee at any volume tier; Rates automatically decrease as monthly volume grows ($0–$5M+ tiers published); ACH capped at $6.00 per transaction; No minimum processing requirement or contract.

Sources: 1 · Last verified 2026-06-13
Provenance: https://www.helcim.com/pricing/ (official interchange-plus pricing with published volume tiers)
Canonical: https://frontdeskreview.com/software/payment-processors/helcim/
License: CC BY 4.0. Price history: https://frontdeskreview.com/data/price-history.jsonl