# PayPal pricing (2026): plans, cost, and compliance

**Entry price:** Quote-only — no self-serve price published.
**Domain:** paypal.com
**Free tier:** No
**Compliance:** HIPAA No · SOC 2 Not published · GDPR Not published
**Integrations:** Shopify, WooCommerce, BigCommerce, Magento, QuickBooks, Wix, every major eCommerce platform (self-described)
**Best for:** Consumer-facing e-commerce leveraging PayPal buyer trust; Businesses wanting an all-in-one checkout with broad buyer network; Merchants selling in multiple international markets

## Plans

| Plan | Monthly | Annual | Billing | Notes | Source |
| --- | --- | --- | --- | --- | --- |
| PayPal Checkout | Quote-only | — | flat | Standard online checkout / commercial transactions at 3.49% + $0.49 per transaction (USD domestic). +1.50% for international transactions. No monthly fee. | paypal.com |
| Advanced Credit and Debit Card Payments | Quote-only | — | flat | Advanced (hosted/custom) card processing at 2.89% + $0.29 per transaction (USD domestic). No separate monthly fee, unlike legacy Payments Pro ($30/mo) and Payments Advanced ($5/mo). | paypal.com |
| In-store QR code / Card present | Quote-only | — | flat | In-person QR code and point-of-sale card-present transactions at 2.29% + $0.09 per transaction (USD domestic). | paypal.com |

**Key features:** Access to 400M+ active PayPal buyer accounts; 200+ markets and 130+ currencies supported; AI-powered fraud protection and dispute automation; Buy Now Pay Later (Pay Later) embedded checkout option; Venmo checkout for US consumers.

**Plan limits:** No monthly fee on standard plans; Per-transaction fees apply to every charge; +1.50% surcharge for international transactions; Chargeback fee applies per disputed transaction.

Sources: 1 · Last verified 2026-06-13
Provenance: https://www.paypal.com/us/business/paypal-business-fees (official US merchant fee schedule, last updated May 19, 2026)
Canonical: https://frontdeskreview.com/software/payment-processors/paypal/
License: CC BY 4.0. Price history: https://frontdeskreview.com/data/price-history.jsonl