# Square pricing (2026): plans, cost, and compliance

**Entry price:** Quote-only — no self-serve price published.
**Domain:** squareup.com
**Free tier:** Yes · 30-day free trial
**Compliance:** HIPAA Yes · SOC 2 Not published · GDPR Yes
**Integrations:** QuickBooks, Xero, WooCommerce, BigCommerce, Wix, Mailchimp, Jane App
**Best for:** Small and mid-size retail, food & beverage, and service businesses; Healthcare providers using Square Appointments needing HIPAA compliance; Businesses wanting a free all-in-one POS + software bundle

## Plans

| Plan | Monthly | Annual | Billing | Notes | Source |
| --- | --- | --- | --- | --- | --- |
| Square Free | Quote-only | — | flat | No monthly subscription. In-person (tap/dip/swipe) 2.6% + $0.15; online/e-commerce 3.3% + $0.30; invoices (ACH) 1% ($1 min); manually keyed / card-on-file 3.5% + $0.15. Free Square POS software. | squareup.com |
| Square Plus | Quote-only | — | flat | Paid monthly subscription (varies by product; exact $/mo not printed on the fees page). Lower in-person rate 2.5% + $0.15; online/e-commerce 2.9% + $0.30; invoices (ACH) 1% ($1 min, $10 cap); keyed 3.5% + $0.15. 30-day free trial. monthlyUsd null because the subscription fee is not published on the fetched fees page. | squareup.com |
| Square Premium | Quote-only | — | flat | Paid monthly subscription (varies by product; exact $/mo not printed on the fees page). Lowest in-person rate 2.4% + $0.15; online/e-commerce 2.9% + $0.30; invoices (ACH) 1% ($1 min, $10 cap); keyed 3.5% + $0.15. 30-day free trial. monthlyUsd null because the subscription fee is not published on the fetched fees page. | squareup.com |

**Key features:** Free POS software with no monthly fee (Square Free); HIPAA BAA available for Appointments and Invoices (healthcare); Integrated hardware ecosystem (terminals, handhelds, registers, kiosks); Built-in loyalty, gift cards, payroll, and marketing tools; Omnichannel: in-person, online, and invoicing from one platform.

**Plan limits:** Free plan: no monthly fee, per-transaction rates apply; Plus/Premium: 30-day free trial, subscription fee varies by product vertical; HIPAA BAA applies only to Square Appointments, Invoices, and explicitly HIPAA-enabled features — not all Square services.

Sources: 1 · Last verified 2026-06-13
Provenance: https://squareup.com/us/en/payments/our-fees (official US fees page)
Canonical: https://frontdeskreview.com/software/payment-processors/square/
License: CC BY 4.0. Price history: https://frontdeskreview.com/data/price-history.jsonl