# H&R Block pricing (2026): plans, cost, and compliance

**Entry price:** $0 (free)/mo (Free Online). Among the 6 tax software we track it is the cheapest; median entry $0/mo.
**Domain:** hrblock.com
**Free tier:** Yes
**Compliance:** HIPAA Not published · SOC 2 Not published · GDPR Not published
**Integrations:** IRS e-file, W-2 direct import, 1099 import, 1095/1098 import, Uber and gig platform import, Spruce mobile banking, H&R Block Emerald Prepaid Mastercard
**Best for:** Filers who want the option to switch between DIY online and in-person assistance; New filers who want guidance and physical office backup; Households with investment or rental income (Premium tier); Self-employed and gig workers (Self-Employed tier); Simple filers qualifying for the free federal + state tier
**Price tracked since:** June 2026

## Plans

| Plan | Monthly | Annual | Billing | Notes | Source |
| --- | --- | --- | --- | --- | --- |
| Free Online | $0 | — | flat | Federal: $0, State: $0. Covers W-2 income, standard deduction, earned income credit, child tax credit. Simple returns. | smartasset.com |
| Deluxe | $35 | — | flat | Federal: $35, State: $37 per state. Covers itemized deductions including mortgage interest, charitable contributions, and HSA contributions. | smartasset.com |
| Premium | $89 | — | flat | Federal: $89, State: $37 per state. Covers investment income, stock sales, rental property income, cryptocurrency. SmartAsset comparison page lists $70; dedicated SmartAsset review page lists $89 — $89 used as the more detailed source. | smartasset.com |
| Self-Employed | $85 | — | flat | Federal: $85, State: $37 per state. Covers Schedule C, self-employment income, freelance and gig economy income. Small business owners. | smartasset.com |

**Key features:** Refund Reveal: shows why estimated refund changes as you fill in data; Six years of prior return storage for returning customers; Prior year return import from any provider; Maximum refund guarantee with competitor comparison offer; 100% accuracy guarantee with reimbursement for errors; Free audit consultation for all filers; In-person filing assistance at 10,000+ physical locations globally; AI-assisted online filing (digital + optional expert hand-off).

**Plan limits:** Free Online covers only simple W-2 returns with standard deduction; State filing is $37 per state on all paid plans; Complex business entity returns (S-corps, partnerships) not supported in online DIY tiers; Expert live assistance is a paid add-on, not included in base plans.

Sources: 1 · Last verified 2026-06-14
Provenance: https://hrblock.com blocked direct fetch (HTTP 403); pricing sourced from SmartAsset H&R Block dedicated review (smartasset.com/taxes/hr-block-review), corroborated against SmartAsset best-tax-software comparison page. Prices reflect 2025 tax year (2026 filing season).
Canonical: https://frontdeskreview.com/software/tax-software/hr-block/
Cite: Per The Front Desk Review, H&R Block's entry plan was $0 (free)/mo as of 2026-06-14 — https://frontdeskreview.com/software/tax-software/hr-block/
License: CC BY 4.0. Price history: https://frontdeskreview.com/data/price-history.jsonl