# TaxAct pricing (2026): plans, cost, and compliance

**Entry price:** $0 (free)/mo (Free). Among the 6 tax software we track it is the cheapest; median entry $0/mo.
**Domain:** taxact.com
**Free tier:** Yes
**Compliance:** HIPAA Not published · SOC 2 Not published · GDPR Not published
**Integrations:** IRS e-file, W-2 direct import, QuickBooks import, Google Authenticator (MFA), Xpert Full Service (professional filing hand-off)
**Best for:** Cost-conscious DIY filers comfortable without a mobile app; Homeowners and families (Deluxe 'Home & Family' tier); Investors and rental property owners (Premier 'Investments' tier); Self-employed and freelancers (Self-Employed 'Entrepreneur' tier); Filers who want optional expert access without committing to a higher-priced plan
**Price tracked since:** June 2026

## Plans

| Plan | Monthly | Annual | Billing | Notes | Source |
| --- | --- | --- | --- | --- | --- |
| Free | $0 | — | flat | Federal: $0. State: $39.99 per state. Covers W-2 income, standard deduction, earned income credit, child tax credit. Simple returns (Form 1040 with no complex schedules). | taxact.com |
| Deluxe | $59.99 | — | flat | Federal: $59.99. State: $39.99 per state. Branded 'Home & Family'. Covers itemized deductions, mortgage interest, childcare expenses, student loan interest. | taxact.com |
| Premier | $99.99 | — | flat | Federal: $99.99. State: $39.99 per state. Branded 'Investments'. Covers investment income, stock sales, rental income, cryptocurrency transactions. | taxact.com |
| Self-Employed | $109.99 | — | flat | Federal: $109.99. State: $39.99 per state. Branded 'Entrepreneur'. Covers Schedule C, self-employment income, business deductions, freelance and gig income. | taxact.com |
| Xpert Assist Add-On | $45 | — | flat | Optional add-on available with any plan. Provides unlimited sessions with credentialed tax experts (CPAs and EAs) during the filing process. Add-on price is $45 regardless of plan tier selected. | taxact.com |

**Key features:** SmartFile AI in-product filing assistant; Step-by-step guided filing for all complexity levels; $100,000 accuracy guarantee; Maximum refund guarantee; IRS extension filing support; Prior year tax filing support; Xpert Assist: unlimited CPA/EA sessions for $45 flat add-on; Xpert Full Service: complete return preparation by US-based professionals; MFA via mobile phone or Google Authenticator; TRUSTe Certified Privacy and Trustwave Trusted Commerce seals.

**Plan limits:** Free tier: state filing costs $39.99 per state (highest state fee among reviewed vendors); Free tier excludes investments, itemized deductions, self-employment, rental, HSA, adoption credits; Mobile app discontinued as of 2023; desktop/web only; Xpert Assist expert access requires $45 add-on on any plan; Audit defense is a separate paid add-on.

Sources: 1 · Last verified 2026-06-14
Provenance: https://taxact.com (official site fetched directly; prices rendered live for 2025 tax year). State fee of $39.99 per state confirmed via SmartAsset best-tax-software comparison page. Note: some earlier-season comparison pages list lower promotional prices ($29.99/$49.99/$69.99); official site prices used as authoritative.
Canonical: https://frontdeskreview.com/software/tax-software/taxact/
Cite: Per The Front Desk Review, TaxAct's entry plan was $0 (free)/mo as of 2026-06-14 — https://frontdeskreview.com/software/tax-software/taxact/
License: CC BY 4.0. Price history: https://frontdeskreview.com/data/price-history.jsonl