Is Zoho Books or QuickBooks Online cheaper?

Zoho Books has the lower entry price — Zoho Books starts at $0/mo and QuickBooks Online at $20/mo.

Does Zoho Books or QuickBooks Online support HIPAA?

HIPAA support — Zoho Books: Yes; QuickBooks Online: —. Confirm current scope with the vendor.

Zoho Books vs QuickBooks Online

A sourced, side-by-side comparison for accounting software. Zoho Books has the lower entry price. Every figure links to the public page it was captured from — the vendor's own wherever the vendor publishes the number, otherwise the named public source — with the date we captured it.

Zoho Books has the lower entry price — Zoho Books starts at $0/mo, QuickBooks Online at $20/mo. Free tier: Zoho Books Yes, QuickBooks Online No. HIPAA: Zoho Books Yes, QuickBooks Online —.

As of 2026-09-02 · figures link to their source below

Side by side

Zoho Books

$0/mo entry

Entry price$0/mo (Free)

Free tierYes

HIPAA (BAA)Yes

SOC 2Yes

GDPRYes

Best forBusinesses already using Zoho CRM or the broader Zoho suite

QuickBooks Online

$20/mo entry

Entry price$20/mo (Solopreneur Lite)

Free tierNo

HIPAA (BAA)—

SOC 2—

GDPR—

Best forSmall businesses wanting the broadest accountant network

Sources — Zoho Books: zoho.com (verified 2026-09-02) · QuickBooks Online: quickbooks.intuit.com (verified 2026-09-02)

Key features

Zoho Books: SOC 2 + HIPAA Type 2 audited (Dec 2023–Sep 2024); Native Zoho ecosystem integration (CRM, Payroll, Analytics, Inventory); Advanced inventory and warehouse management (Elite); Workflow automation and custom modules (Premium+); Vendor and customer portals (Premium+)

QuickBooks Online: Largest accountant/bookkeeper ecosystem in US; Mileage tracking via mobile app; Project profitability reporting (Plus+); Batch invoicing and custom user roles (Advanced); Built-in payroll and payments add-ons

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