Best Budgeting Apps · FREE
Best free Budgeting Apps (2026)
3 budgeting apps that offer a genuine free plan, ranked by entry price. Every figure links to the public page it was captured from — the vendor's own wherever the vendor publishes the number, otherwise the named public source — with the date we captured it.
Key takeaways
- Cheapest: EveryDollar at $0/mo.
- Qualifying: EveryDollar, Goodbudget, Rocket Money.
- Data current through: 2026-11-01. STALE marks a row whose price we have not re-checked at its source in over 30 days; a vendor with no published price is marked when any of its plans is. 2 of 3 rows below are marked.
Comparison
| # | Budgeting App | Entry price | Free | HIPAA | SOC 2 | Best for | Source |
|---|---|---|---|---|---|---|---|
| 1 | EveryDollar STALE · 2026-09-02 | $0/mo | Yes | — | — | Dave Ramsey followers and Baby Steps adherents | ramseysolutions.com |
| 2 | Goodbudget | $0/mo | Yes | — | — | Couples or families sharing a budget using the envelope method | goodbudget.com |
| 3 | Rocket Money STALE · 2026-09-27 | $0/mo | Yes | — | — | People with subscription bloat who want automated detection and cancellation | rocketmoney.com |