Best Business Bank Accounts · head-to-head
Bluevine vs Brex
A sourced, side-by-side comparison for business bank accounts. Bluevine has the lower entry price. Every figure links to the public page it was captured from — the vendor's own wherever the vendor publishes the number, otherwise the named public source — with the date we captured it.
Bluevine has the lower entry price — Bluevine starts at $0/mo, Brex at $0/mo. Free tier: Bluevine Yes, Brex Yes. HIPAA: Bluevine —, Brex —.
As of 2026-09-02 · figures link to their source below STALE
Side by side
Bluevine
$0/mo entryBrex
$0/mo entrySources — Bluevine: bluevine.com (verified 2026-09-02) · Brex: brex.com (verified 2026-09-02) STALE · 2026-06-14
Key features
Bluevine: High-yield APY on checking balances (1.3%–3.0% depending on plan); Up to $3M FDIC insurance through partner banks; Physical and virtual debit cards with 4% cash back on business purchases; Multiple sub-accounts with automatic transfer rules; ACH debit fraud controls (advanced controls on Premier); Same-day ACH transfers; Domestic and international wire transfers; Invoicing and payment links with Tap to Pay; Team access with dedicated logins per member; Real-time text alerts for suspicious activity; Two-factor authentication and instant card lock/unlock
Brex: SOC 1 Type II and SOC 2 Type II certified; PCI-DSS compliant; 24/7 AI-powered fraud monitoring with dedicated application security team; Corporate cards with no personal guarantee required; Treasury account earning up to 4.36% yield from first dollar; Checking account via Column N.A. with unlimited free same-day ACH, checks, and domestic wires; Up to $6M FDIC insurance through Vault program; Up to 240 checking sub-accounts under one Business Account; Built-in travel booking and expense management; Automated accounts payable with integrated bill pay; Multi-entity support (Premium+); Local card issuance in 50+ countries (Enterprise); Automated VAT tracking (Enterprise)