Best Business Bank Accounts · FREE
Best free Business Bank Accounts (2026)
8 business bank accounts that offer a genuine free plan, ranked by entry price. Every figure links to the vendor's own page and the date we captured it.
Key takeaways
- Cheapest: Bluevine at $0/mo.
- Qualifying: Bluevine, Brex, Found, Lili, Mercury, Novo, Relay, Rho.
- Data current through: 2026-06-14.
Comparison
| # | Business Bank Account | Entry price | Free | HIPAA | SOC 2 | Best for | Source |
|---|---|---|---|---|---|---|---|
| 1 | Bluevine | $0/mo | Yes | — | — | Small businesses seeking high-yield checking | bluevine.com |
| 2 | Brex | $0/mo | Yes | — | Yes | VC-backed startups seeking to extend runway with yield | brex.com |
| 3 | Found | $0/mo | Yes | — | Yes | Freelancers and independent contractors | found.com |
| 4 | Lili | $0/mo | Yes | — | — | Freelancers and solopreneurs | lili.co |
| 5 | Mercury | $0/mo | Yes | — | Yes | Tech startups and VC-backed companies | mercury.com |
| 6 | Novo | $0/mo | Yes | — | — | Freelancers and independent contractors | novo.co |
| 7 | Relay | $0/mo | Yes | — | — | Small businesses using Profit First cash management methodology | relayfi.com |
| 8 | Rho | $0/mo | Yes | — | — | Startups and early-stage companies needing no-subscription banking | rho.co |