Best Business Bank Accounts · head-to-head
Lili vs Bluevine
A sourced, side-by-side comparison for business bank accounts. Lili has the lower entry price. Every figure links to the public page it was captured from — the vendor's own wherever the vendor publishes the number, otherwise the named public source — with the date we captured it.
Lili has the lower entry price — Lili starts at $0/mo, Bluevine at $0/mo. Free tier: Lili Yes, Bluevine Yes. HIPAA: Lili —, Bluevine —.
As of 2026-09-02 · figures link to their source below
Side by side
Lili
$0/mo entryBluevine
$0/mo entrySources — Lili: lili.co (verified 2026-09-02) · Bluevine: bluevine.com (verified 2026-09-02)
Key features
Lili: Business checking with Visa debit card (all plans); High-yield savings up to 4.00% APY (all plans); FDIC insurance up to $3M through partner bank sweep network; ACH, check, and wire payment support; Business credit access; Expense categorization and tax management tools (Pro+); Accounting software with automated bookkeeping (Smart+); Invoicing and bill management (Smart+); Receipt capture (Smart+); Dedicated priority support with specialist (Premium); BusinessBuild credit-building program with D&B reporting (add-on); Privacy policy appoints VeraSafe as EU/UK GDPR representative
Bluevine: High-yield APY on checking balances (1.3%–3.0% depending on plan); Up to $3M FDIC insurance through partner banks; Physical and virtual debit cards with 4% cash back on business purchases; Multiple sub-accounts with automatic transfer rules; ACH debit fraud controls (advanced controls on Premier); Same-day ACH transfers; Domestic and international wire transfers; Invoicing and payment links with Tap to Pay; Team access with dedicated logins per member; Real-time text alerts for suspicious activity; Two-factor authentication and instant card lock/unlock