Best Business Bank Accounts · head-to-head
Lili vs Brex
A sourced, side-by-side comparison for business bank accounts. Lili has the lower entry price. Every figure links to the vendor's own page and the date we captured it.
Lili has the lower entry price — Lili starts at $0/mo, Brex at $0/mo. Free tier: Lili Yes, Brex Yes. HIPAA: Lili —, Brex —.
As of 2026-06-14 · figures link to their source below
Side by side
Lili
$0/mo entryBrex
$0/mo entrySources — Lili: lili.co (verified 2026-06-14) · Brex: brex.com (verified 2026-06-14)
Key features
Lili: Business checking with Visa debit card (all plans); High-yield savings up to 4.00% APY (all plans); FDIC insurance up to $3M through partner bank sweep network; ACH, check, and wire payment support; Business credit access; Expense categorization and tax management tools (Pro+); Accounting software with automated bookkeeping (Smart+); Invoicing and bill management (Smart+); Receipt capture (Smart+); Dedicated priority support with specialist (Premium); BusinessBuild credit-building program with D&B reporting (add-on); Privacy policy appoints VeraSafe as EU/UK GDPR representative
Brex: SOC 1 Type II and SOC 2 Type II certified; PCI-DSS compliant; 24/7 AI-powered fraud monitoring with dedicated application security team; Corporate cards with no personal guarantee required; Treasury account earning up to 4.36% yield from first dollar; Checking account via Column N.A. with unlimited free same-day ACH, checks, and domestic wires; Up to $6M FDIC insurance through Vault program; Up to 240 checking sub-accounts under one Business Account; Built-in travel booking and expense management; Automated accounts payable with integrated bill pay; Multi-entity support (Premium+); Local card issuance in 50+ countries (Enterprise); Automated VAT tracking (Enterprise)