Best Expense Management · alternatives

Best Brex alternatives (2026)

6 alternatives to Brex in expense management, ranked by entry price. Brex starts at $0/mo. Every figure links to the public page it was captured from — the vendor's own wherever the vendor publishes the number, otherwise the named public source — with the date we captured it.

Key takeaways

  • Free alternatives: Expensify, Navan, Ramp, Zoho Expense.
  • Closest by price: Expensify ($0/mo), Navan ($0/user/mo), Ramp ($0/user/mo).

Brex alternatives compared

Ranked by entry price (lowest published self-serve plan, with the period it is charged on). Sourced per row.
#AlternativeEntry priceFreeHIPAABest forSource
1 Expensify STALE · 2026-09-05 $0/mo Yes — SMBs needing an all-in-one card + expense + reimbursement tool expensify.com
2 Navan $0/user/mo Yes — Mid-market companies (up to 300 employees) wanting free integrated travel + expense management navan.com
3 Ramp $0/user/mo Yes — US-based mid-market and enterprise companies seeking a free corporate card + expense platform ramp.com
4 Zoho Expense $0/mo Yes Yes Organizations already using Zoho Books or the broader Zoho ecosystem zoho.com
5 SAP Concur STALE · 2026-09-02 $7/mo No — Large enterprises already running SAP ERP or S/4HANA softwareadvice.com
6 Rippling Spend STALE · 2026-06-14 quote-only No — Companies already on or evaluating Rippling's unified HR+IT+Finance platform rippling.com

Data current through 2026-10-12. STALE marks a row whose price we have not re-checked at its source in over 30 days; a vendor with no published price is marked when any of its plans is. 3 of 6 rows above are marked. Compare any two directly on the Expense Management index.