Best Expense Management · head-to-head

Brex vs Expensify

A sourced, side-by-side comparison for expense management. Brex has the lower entry price. Every figure links to the vendor's own page and the date we captured it.

Brex has the lower entry price — Brex starts at $0/mo, Expensify at $0/mo. Free tier: Brex Yes, Expensify Yes. HIPAA: Brex —, Expensify —.

As of 2026-06-14 · figures link to their source below

Side by side

Brex

$0/mo entry
Entry price$0/mo (Essentials)
Free tierYes
HIPAA (BAA)
SOC 2Yes
GDPRYes
Best forUS startups and growth-stage companies wanting free global corporate cards

Expensify

$0/mo entry
Entry price$0/mo (Free)
Free tierYes
HIPAA (BAA)
SOC 2
GDPRYes
Best forSMBs needing an all-in-one card + expense + reimbursement tool

Sources — Brex: brex.com (verified 2026-06-14) · Expensify: softwareadvice.com (verified 2026-06-14)

Key features

Brex: Corporate cards accepted in 210+ countries with no foreign transaction fees; Real-time policy enforcement at point of purchase (prevents violations before they occur); AI-powered automatic receipt generation for Uber, Lyft, Gmail, and similar merchants; AI-powered compliance audit detection; Live budgets with real-time spend tracking; Automated VAT tracking for global entities (Enterprise); Multi-entity support with region-specific policies; SOC 1 Type II and SOC 2 Type II certified; PCI-DSS compliant; FINRA and NY DFS regulatory compliance

Expensify: SmartScan OCR receipt capture via photo, email forward, or upload; Concierge AI for automated categorization and report generation; Expensify Visa Corporate Card with cashback; Unlimited virtual card issuance; Global reimbursements in local currencies; Travel booking integrated with expense workflows; Bill pay and invoice generation; Mileage tracking and tax documentation; SAML/SSO (Control plan); Multi-level approval workflows (Control plan)

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