Best Expense Management · head-to-head

Brex vs Expensify

A sourced, side-by-side comparison for expense management. Brex has the lower entry price. Every figure links to the public page it was captured from — the vendor's own wherever the vendor publishes the number, otherwise the named public source — with the date we captured it.

Brex has the lower entry price — Brex starts at $0/mo, Expensify at $0/mo. Free tier: Brex Yes, Expensify Yes. HIPAA: Brex —, Expensify —.

As of 2026-09-05 · figures link to their source below

Side by side

Brex

$0/mo entry
Entry price$0/mo (Essentials)
Free tierYes
HIPAA (BAA)
SOC 2Yes
GDPRYes
Best forUS startups and growth-stage companies wanting free global corporate cards

Expensify

$0/mo entry
Entry price$0/mo (Free)
Free tierYes
HIPAA (BAA)
SOC 2
GDPRYes
Best forSMBs needing an all-in-one card + expense + reimbursement tool

Sources — Brex: brex.com (verified 2026-09-02) · Expensify: expensify.com (verified 2026-09-05)

Key features

Brex: Corporate cards accepted in 210+ countries with no foreign transaction fees; Real-time policy enforcement at point of purchase (prevents violations before they occur); AI-powered automatic receipt generation for Uber, Lyft, Gmail, and similar merchants; AI-powered compliance audit detection; Live budgets with real-time spend tracking; Automated VAT tracking for global entities (Enterprise); Multi-entity support with region-specific policies; SOC 1 Type II and SOC 2 Type II certified; PCI-DSS compliant; FINRA and NY DFS regulatory compliance

Expensify: SmartScan OCR receipt capture via photo, email forward, or upload; Concierge AI for automated categorization and report generation; Expensify Visa Corporate Card with cashback; Unlimited virtual card issuance; Global reimbursements in local currencies; Travel booking integrated with expense workflows; Bill pay and invoice generation; Mileage tracking and tax documentation; SAML/SSO (Control plan); Multi-level approval workflows (Control plan)

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