Best Expense Management · FREE
Best free Expense Management (2026)
5 expense management that offer a genuine free plan, ranked by entry price. Every figure links to the public page it was captured from — the vendor's own wherever the vendor publishes the number, otherwise the named public source — with the date we captured it.
Key takeaways
- Cheapest: Brex at $0/mo.
- Qualifying: Brex, Expensify, Navan, Ramp, Zoho Expense.
- Data current through: 2026-09-05. STALE marks a row with at least one plan we have not re-checked at its source in over 30 days. 1 of 5 rows below is marked.
Comparison
| # | Expense Management | Entry price | Free | HIPAA | SOC 2 | Best for | Source |
|---|---|---|---|---|---|---|---|
| 1 | Brex | $0/mo | Yes | — | Yes | US startups and growth-stage companies wanting free global corporate cards | brex.com |
| 2 | Expensify | $0/mo | Yes | — | — | SMBs needing an all-in-one card + expense + reimbursement tool | expensify.com |
| 3 | Navan | $0/mo | Yes | — | Yes | Mid-market companies (up to 300 employees) wanting free integrated travel + expense management | navan.com |
| 4 | Ramp | $0/mo | Yes | — | Yes | US-based mid-market and enterprise companies seeking a free corporate card + expense platform | ramp.com |
| 5 | Zoho Expense STALE · 2026-06-14 | $0/mo | Yes | Yes | Yes | Organizations already using Zoho Books or the broader Zoho ecosystem | zoho.com |