Best Expense Management · head-to-head
Zoho Expense vs Brex
A sourced, side-by-side comparison for expense management. Zoho Expense has the lower entry price. Every figure links to the vendor's own page and the date we captured it.
At a glance
- Price: Zoho Expense $0/mo vs Brex $0/mo — Zoho Expense is cheaper to start.
- Free tier: Zoho Expense Yes; Brex Yes.
- HIPAA: Zoho Expense Yes; Brex —.
Side by side
| Zoho Expense | Brex | |
|---|---|---|
| Entry price | $0/mo (Free) | $0/mo (Essentials) |
| Free tier | Yes | Yes |
| HIPAA (BAA) | Yes | — |
| SOC 2 | Yes | Yes |
| GDPR | Yes | Yes |
| Best for | Organizations already using Zoho Books or the broader Zoho ecosystem | US startups and growth-stage companies wanting free global corporate cards |
Sources — Zoho Expense: techrepublic.com (verified 2026-06-14). Brex: brex.com (verified 2026-06-14).
Key features
Zoho Expense: Advanced autoscan reads receipts in 14 languages; Mileage tracking via Android, iPhone, or Apple Watch; Per diem automation based on location and country compliance rules; Corporate card reconciliation with automatic expense matching; Petty cash management across multiple branches; Multi-stage approval workflows (linear and custom); Fraud detection with automated suspicious transaction identification; 10+ country-specific editions with localized compliance; Support for 12+ languages; Available in 150+ countries; Deep integration with Zoho suite (Books, CRM, People)
Brex: Corporate cards accepted in 210+ countries with no foreign transaction fees; Real-time policy enforcement at point of purchase (prevents violations before they occur); AI-powered automatic receipt generation for Uber, Lyft, Gmail, and similar merchants; AI-powered compliance audit detection; Live budgets with real-time spend tracking; Automated VAT tracking for global entities (Enterprise); Multi-entity support with region-specific policies; SOC 1 Type II and SOC 2 Type II certified; PCI-DSS compliant; FINRA and NY DFS regulatory compliance