Best Expense Management · head-to-head

Zoho Expense vs Brex

A sourced, side-by-side comparison for expense management. Zoho Expense has the lower entry price. Every figure links to the public page it was captured from — the vendor's own wherever the vendor publishes the number, otherwise the named public source — with the date we captured it.

Zoho Expense has the lower entry price — Zoho Expense starts at $0/mo, Brex at $0/mo. Free tier: Zoho Expense Yes, Brex Yes. HIPAA: Zoho Expense Yes, Brex —.

As of 2026-09-09 · figures link to their source below STALE

Side by side

Zoho Expense

$0/mo entry
Entry price$0/mo (Free)
Free tierYes
HIPAA (BAA)Yes
SOC 2Yes
GDPRYes
Best forOrganizations already using Zoho Books or the broader Zoho ecosystem

Brex

$0/mo entry
Entry price$0/mo (Essentials)
Free tierYes
HIPAA (BAA)
SOC 2Yes
GDPRYes
Best forUS startups and growth-stage companies wanting free global corporate cards

Sources — Zoho Expense: zoho.com (verified 2026-09-09) STALE · 2026-06-14 · Brex: brex.com (verified 2026-09-02)

Key features

Zoho Expense: Advanced autoscan reads receipts in 14 languages; Mileage tracking via Android, iPhone, or Apple Watch; Per diem automation based on location and country compliance rules; Corporate card reconciliation with automatic expense matching; Petty cash management across multiple branches; Multi-stage approval workflows (linear and custom); Fraud detection with automated suspicious transaction identification; 10+ country-specific editions with localized compliance; Support for 12+ languages; Available in 150+ countries; Deep integration with Zoho suite (Books, CRM, People)

Brex: Corporate cards accepted in 210+ countries with no foreign transaction fees; Real-time policy enforcement at point of purchase (prevents violations before they occur); AI-powered automatic receipt generation for Uber, Lyft, Gmail, and similar merchants; AI-powered compliance audit detection; Live budgets with real-time spend tracking; Automated VAT tracking for global entities (Enterprise); Multi-entity support with region-specific policies; SOC 1 Type II and SOC 2 Type II certified; PCI-DSS compliant; FINRA and NY DFS regulatory compliance

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