Best Payment Processors · alternatives

Best Authorize.net alternatives (2026)

7 alternatives to Authorize.net in payment processors, ranked by entry price. Authorize.net starts at $25/mo. Every figure links to the public page it was captured from — the vendor's own wherever the vendor publishes the number, otherwise the named public source — with the date we captured it.

Key takeaways

  • Free alternatives: Square.
  • Closest by price: Stax (by Fattmerchant) ($99/mo), Adyen (—), Braintree (a PayPal service) (—).

Authorize.net alternatives compared

Ranked by entry price (lowest published self-serve plan, with the period it is charged on). Sourced per row.
#AlternativeEntry priceFreeHIPAABest forSource
1 Stax (by Fattmerchant) STALE · 2026-09-03 $99/mo No No Established SMBs processing $120K+/year wanting to eliminate percentage markups staxpayments.com
2 Adyen STALE · 2026-09-03 not priced monthly No No Large enterprise and global retailers needing unified commerce adyen.com
3 Braintree (a PayPal service) STALE · 2026-09-05 usage-priced No No Enterprise merchants wanting PayPal/Venmo alongside cards in one integration paypal.com
4 Helcim STALE · 2026-09-03 not priced monthly No No Small and mid-size businesses wanting transparent interchange-plus pricing helcim.com
5 PayPal STALE · 2026-09-03 usage-priced No No Consumer-facing e-commerce leveraging PayPal buyer trust paypal.com
6 Square STALE · 2026-09-03 not priced monthly Yes Yes Small and mid-size retail, food & beverage, and service businesses squareup.com
7 Stripe STALE · 2026-09-03 usage-priced No No SaaS and subscription businesses stripe.com

Data current through 2026-11-01. STALE marks a row whose price we have not re-checked at its source in over 30 days; a vendor with no published price is marked when any of its plans is. Every row above is marked — we flag rather than silently retain. Compare any two directly on the Payment Processors index.