Best Payment Processors · alternatives
Best Authorize.net alternatives (2026)
7 alternatives to Authorize.net in payment processors, ranked by entry price. Authorize.net starts at $25/mo. Every figure links to the public page it was captured from — the vendor's own wherever the vendor publishes the number, otherwise the named public source — with the date we captured it.
Key takeaways
- Free alternatives: Square.
- Closest by price: Stax (by Fattmerchant) ($99/mo), Adyen (—/mo), Braintree (a PayPal service) (—/mo).
Authorize.net alternatives compared
| # | Alternative | Entry price | Free | HIPAA | Best for | Source |
|---|---|---|---|---|---|---|
| 1 | Stax (by Fattmerchant) | $99/mo | No | No | Established SMBs processing $120K+/year wanting to eliminate percentage markups | staxpayments.com |
| 2 | Adyen | not priced monthly | No | No | Large enterprise and global retailers needing unified commerce | adyen.com |
| 3 | Braintree (a PayPal service) | usage-priced | No | No | Enterprise merchants wanting PayPal/Venmo alongside cards in one integration | paypal.com |
| 4 | Helcim | not priced monthly | No | No | Small and mid-size businesses wanting transparent interchange-plus pricing | helcim.com |
| 5 | PayPal | usage-priced | No | No | Consumer-facing e-commerce leveraging PayPal buyer trust | paypal.com |
| 6 | Square | not priced monthly | Yes | Yes | Small and mid-size retail, food & beverage, and service businesses | squareup.com |
| 7 | Stripe | usage-priced | No | No | SaaS and subscription businesses | stripe.com |
Data current through 2026-09-05. Compare any two directly on the Payment Processors index.