Best Payment Processors · head-to-head

Authorize.net vs Braintree (a PayPal service)

A sourced, side-by-side comparison for payment processors. Every figure links to the public page it was captured from — the vendor's own wherever the vendor publishes the number, otherwise the named public source — with the date we captured it.

Authorize.net starts at $25/mo; Braintree (a PayPal service) is usage-priced, so the two cannot be ranked on entry price. Free tier: Authorize.net No, Braintree (a PayPal service) No. HIPAA: Authorize.net No, Braintree (a PayPal service) No.

As of 2026-09-05 · figures link to their source below

Side by side

Authorize.net

$25/mo entry
Entry price$25/mo (All-in-One)
Free tierNo
HIPAA (BAA)No
SOC 2
GDPR
Best forEstablished SMBs wanting a gateway-only solution with their own merchant account

Braintree (a PayPal service)

usage-priced
Entry priceusage-priced
Free tierNo
HIPAA (BAA)No
SOC 2
GDPR
Best forEnterprise merchants wanting PayPal/Venmo alongside cards in one integration

Sources — Authorize.net: authorize.net (verified 2026-09-03) · Braintree (a PayPal service): paypal.com (verified 2026-09-05)

Key features

Authorize.net: Established payment gateway with 25+ years in market (Visa subsidiary); Advanced Fraud Detection Suite (AFDS) with customizable rules; Account Updater to automatically refresh stored card data; Recurring billing and subscription payment management; Supports Tap to Pay on mobile and eCheck/ACH payments

Braintree (a PayPal service): Payment orchestration with multi-acquirer routing; PayPal, Venmo, and card in a single SDK integration; Global payouts to 200+ markets in 50+ currencies; Fraud management tools; Mobile SDKs for iOS and Android

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