Best Aquarium Heaters · head-to-head

Cobalt Aquatics Neo-Therm 100W vs Finnex HMA-200S

A sourced, side-by-side comparison. Finnex HMA-200S is cheaper at $27.19. Every spec and price links to its source.

Which is better: the Cobalt Aquatics Neo-Therm 100W or Finnex HMA-200S?

On the specs we track, they're closely matched. The Finnex HMA-200S is the cheaper at $27.19.

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Full spec sheet

marks the stronger figure where "more" — or "less", for price and weight — is unambiguously better.

Spec Cobalt Aquatics Neo-Therm 100W Finnex HMA-200S
US price $49.12 $27.19
BrandCobalt AquaticsFinnex
Released
Wattage (W) 100 200
Tank size range gal up to 29 gal 60-80 gal
Adjustable thermostat Yes Yes
Material plastic titanium
Fully submersible Yes Yes
Temperature accuracy f ±0.5°F ±2°F
Shatterproof guard Yes Yes
External controller No Yes

Sources — Cobalt Aquatics Neo-Therm 100W: bulkreefsupply.com (verified 2026-08-16). Finnex HMA-200S: bulkreefsupply.com (verified 2026-08-16).

What's the difference between the Cobalt Aquatics Neo-Therm 100W and Finnex HMA-200S?

Where the two actually differ on the specs we track (5 of 8). Matching specs are omitted.

  • Wattage (W): Cobalt Aquatics Neo-Therm 100W 100 vs Finnex HMA-200S 200
  • Tank size range gal: Cobalt Aquatics Neo-Therm 100W up to 29 gal vs Finnex HMA-200S 60-80 gal
  • Material: Cobalt Aquatics Neo-Therm 100W plastic vs Finnex HMA-200S titanium
  • Temperature accuracy f: Cobalt Aquatics Neo-Therm 100W ±0.5°F vs Finnex HMA-200S ±2°F
  • External controller: Cobalt Aquatics Neo-Therm 100W false vs Finnex HMA-200S true

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