Independente · com fontes · Atualizado 2026-06-15
Best AP Automation (2026)
8 opções comparadas por preço, plano gratuito, conformidade e adequação — do mais barato ao mais caro. Cada número remete à página do fornecedor e à data da coleta; planos somente sob consulta exibem um traço, nunca uma estimativa.
Destaques
- Mais barato: BILL — $0 por mês.
- Plano gratuito: BILL, Melio, Ramp.
- Compatível com HIPAA: BILL, Tipalti.
- Monitorados: 8 fornecedores, dados atualizados até 2026-06-15.
Comparação
| # | AP Automation | Preço inicial | Grátis | HIPAA | SOC 2 | Ideal para | Fonte |
|---|---|---|---|---|---|---|---|
| 1 | BILL | $0 por mês | Sim | Sim | Sim | SMBs needing combined AP and AR | bill.com |
| 2 | Melio | $0 por mês | Sim | — | Sim | Small businesses and freelancers needing free bill pay | meliopayments.com |
| 3 | Ramp | $0 por mês | Sim | — | Sim | Startups and SMBs wanting free corporate cards + AP in one tool | ramp.com |
| 4 | Plooto | $9 por mês | Não | — | Sim | Canadian small businesses needing CAD payment automation | plooto.com |
| 5 | Tipalti | $99 por mês | Não | Sim | Sim | Mid-market and enterprise AP teams | tipalti.com |
| 6 | Routable | $1250 por mês | Não | — | Sim | Mid-market companies needing mass payouts and AP in one platform | routable.com |
| 7 | AvidXchange | — | Não | — | Sim | Mid-market companies in real estate, construction, or HOA management | somente sob consulta |
| 8 | Stampli | — | Não | — | — | Mid-market companies with complex ERP environments | somente sob consulta |
Os preços são a menor tarifa mensal self-service publicada na data indicada na fonte.
Como compilamos isto
Official pricing pages re-verified via WebFetch on 2026-06-15: BILL (bill.com/product/pricing), Melio (meliopayments.com/pricing), Ramp (ramp.com/pricing), Tipalti (tipalti.com/pricing), Routable (routable.com/pricing), Stampli (stampli.com/pricing), AvidXchange (avidxchange.com). Plooto's official pricing page (plooto.com/pricing) and help-center article are anti-bot 403-blocked; Go/Grow prices confirmed via multiple review sources and the CheckThat.ai mirror, and Pro was CORRECTED from a draft error of $99 to $499/month (corroborated by businessnewsdaily.com and business.com). Quote-only vendors (Stampli, AvidXchange) and quote-only tiers (BILL Enterprise, Ramp Enterprise, Melio Platinum, Tipalti custom, Stampli, Routable Scale/Enterprise) carry monthlyUsd null. Tipalti publishes starting-from prices ($99 AP, $249 Mass Payments). Annual discounts included only where stated. freeTrialDays set null for BILL and Melio (no published trial length; Melio's free plan is a forever tier, not a trial). accessedAt 2026-06-15.