Best AP Automation · pricing · Updated June 2026
BILL pricing (2026)
BILL starts at $0/mo (Spend & Expense), across 5 plans. Best for SMBs needing combined AP and AR. Every figure links to BILL's own page and the date we captured it.
At a glance
- Entry price: $0/mo (Spend & Expense)
- Free tier: Yes
- Compliance: HIPAA Yes · SOC 2 Yes · GDPR —
- Best for: SMBs needing combined AP and AR; Teams already using QuickBooks or Xero; Companies wanting corporate cards + bill pay in one tool
BILL plans & pricing
| Plan | Monthly | Annual | Billing | Notes | Source |
|---|---|---|---|---|---|
| Spend & Expense | $0 | — | flat | Free forever ($0/user/month). Corporate cards, budgets, expense tracking, credit lines $1k-$5M, AI receipt capture, mobile app, rewards. No AP/AR invoice processing. | bill.com |
| Essentials | $49 | — | per_seat | $49 per user/month. Manual CSV integration, bill entry, approval workflows, ACH/card/check payments, W-9 collection, AI invoice coding, 6 standard user roles. Transaction fees apply separately: ACH $0.59, check $1.99, international USD wire $19.99. | bill.com |
| Team | $65 | — | per_seat | $65 per user/month. Adds automatic 2-way sync with QuickBooks/Xero, custom user roles. All Essentials features included. | bill.com |
| Corporate | $89 | — | per_seat | $89 per user/month (most popular). Adds procurement (POs, purchase requests, 2-way matching), approver-only user discounts, custom policies. | bill.com |
| Enterprise | Quote-only | — | custom | Custom pricing. Multi-entity accounting, Oracle NetSuite/Sage Intacct/Microsoft Dynamics sync, dual control, API access, priority support. | bill.com |
Last verified 2026-06-15. Pricing re-fetched from bill.com/product/pricing on 2026-06-15: Essentials $49, Team $65, Corporate $89 per user/month confirmed exactly; Spend & Expense $0 forever-free; Enterprise custom. Transaction fees (ACH $0.59, check $1.99, intl wire $19.99) confirmed. Compliance from bill.com/product/security. freeTrialDays set null (no specific length published).
Capabilities
Integrations: QuickBooks Online, QuickBooks Desktop, Xero, Oracle NetSuite, Sage Intacct, Microsoft Dynamics.
Key features: AI invoice coding and line-item capture; Approval workflows with custom roles; Combined AP + AR in one platform; Spend & Expense corporate cards free add-on.
Plan limits: Essentials: manual CSV sync only, no auto ERP sync; Team/Corporate: 1 accounting system sync; Transaction fees charged per payment method on all plans.
Frequently asked questions
How much does BILL cost?
BILL starts at $0/mo (Spend & Expense); it has 5 published plans. Verified 2026-06-15.
What are cheaper alternatives to BILL?
Cheaper ap automation than BILL (entry $0/mo) include Plooto at $9/mo, Ramp at $15/mo, Melio at $25/mo. Verified 2026-06-15.
Does BILL support HIPAA?
BILL HIPAA support: Yes. SOC 2: Yes. GDPR: —.
Does BILL have a free plan?
BILL free tier: Yes.
BILL vs alternatives
Compare all ap automation → · BILL alternatives → · Open data · MCP