AP Automation · pricing · Updated November 2026
BILL pricing (2026)
BILL's paid plans start at $49/user/mo (Essentials) as checked on 2026-11-01, read from BILL's own pricing page; 5 plans. Best for SMBs needing combined AP and AR. Every figure below links to its source and the date we captured it.
At a glance
- Entry price: $49/user/mo (Essentials)
- Free tier: Yes
- Compliance: HIPAA Yes · SOC 2 Yes · GDPR —
- Best for: SMBs needing combined AP and AR; Teams already using QuickBooks or Xero; Companies wanting corporate cards + bill pay in one tool
As of · every figure below links to its source
BILL plans & pricing
| Plan | Monthly | Annual | Billing | Notes | Source |
|---|---|---|---|---|---|
| Spend & Expense STALE · 2026-09-02 | $0 | — | Flat monthly | Free forever ($0/user/month). Corporate cards, budgets, expense tracking, credit lines $1k-$5M, AI receipt capture, mobile app, rewards. No AP/AR invoice processing. | bill.com |
| Essentials | $49 | — | Per user / seat | $49 per user/month. Manual CSV integration, bill entry, approval workflows, ACH/card/check payments, W-9 collection, AI invoice coding, 6 standard user roles. Transaction fees apply separately: ACH $0.59, check $1.99, international USD wire $19.99. | bill.com |
| Team | $65 | — | Per user / seat | $65 per user/month. Adds automatic 2-way sync with QuickBooks/Xero, custom user roles. All Essentials features included. | bill.com |
| Corporate | $89 | — | Per user / seat | $89 per user/month (most popular). Adds procurement (POs, purchase requests, 2-way matching), approver-only user discounts, custom policies. | bill.com |
| Enterprise | not priced monthly | — | Custom / quote | Custom pricing. Multi-entity accounting, Oracle NetSuite/Sage Intacct/Microsoft Dynamics sync, dual control, API access, priority support. | bill.com |
Last verified 2026-11-01. STALE marks a plan we have not re-checked at its source in over 30 days. 1 of 5 plans above is marked. Pricing re-fetched from bill.com/product/pricing on 2026-06-15: Essentials $49, Team $65, Corporate $89 per user/month confirmed exactly; Spend & Expense $0 forever-free; Enterprise custom. Transaction fees (ACH $0.59, check $1.99, intl wire $19.99) confirmed. Compliance from bill.com/product/security. The free-trial length is not recorded (no specific length published).
Price changes
Price on record
$49/user/moFirst on record 2026-06-27
A new dated entry is stamped here each time the price moves — the record builds itself.
Tracked since June 2026. No change record has cleared two sources yet, so nothing is published on the wire.
Capabilities
Integrations: QuickBooks Online, QuickBooks Desktop, Xero, Oracle NetSuite, Sage Intacct, Microsoft Dynamics.
Key features: AI invoice coding and line-item capture; Approval workflows with custom roles; Combined AP + AR in one platform; Spend & Expense corporate cards free add-on.
Plan limits: Essentials: manual CSV sync only, no auto ERP sync; Team/Corporate: 1 accounting system sync; Transaction fees charged per payment method on all plans.
Frequently asked questions
How much does BILL cost?
BILL's paid plans start at $49/user/mo (Essentials), and it lists a $0 plan (Spend & Expense); it has 5 published plans. Verified 2026-11-01.
What are cheaper alternatives to BILL?
Cheaper AP automation than BILL (entry $49/user/mo) include Ramp at $15/user/mo. Verified 2026-11-01.
Does BILL support HIPAA?
Yes — BILL states HIPAA support on its public pages. Its public pages also state SOC 2 compliance.
Does BILL have a free plan?
Yes — BILL publishes a free tier.
BILL vs alternatives
Compare all AP automation · BILL alternatives · SOC 2 claims in AP automation · Open data · MCP
Cheaper AP automation alternatives
- Ramp from $15/user/mo
More AP automation tools
Related categories
This standing as a plaque
BILL currently holds a silver deskmark here — Rank 3 of 8 · AP Automation. Anyone may show it. There is nothing to apply for, nothing to pay, and displaying it changes no score: the standing comes from the published algorithm, which never reads commission data. We never ask anyone to show it, and its link carries rel="nofollow".
The image is drawn from our live data, so it follows the standing rather than freezing it: if BILL moves up or down a tier, the plaque on your own site says so at our next publish. Nothing is tracked beyond the ordinary web-server log that records any image request.