Independent · sourced · Updated June 2026
Best AR Automation (2026)
The cheapest ar automation is Upflow at $0/mo. 1 offer a free tier (Upflow). This page compares 8 options on entry price, free tier, HIPAA/SOC 2 and best-for — every figure linked to its source, updated June 2026.
8 options compared on price, free tier, compliance and fit — ranked cheapest-first. Every figure links to the vendor's own page and the date we captured it; quote-only tiers show “—”, never a guess.
Key takeaways
- Cheapest: Upflow at $0/mo (Discover).
- Free tier: Upflow.
- HIPAA-ready: Billtrust, Quadient AR (by YayPay).
- Tracked: 8 vendors, data current through 2026-06-15.
Comparison
| # | AR Automation | Entry price | Free | HIPAA | SOC 2 | Best for | Source |
|---|---|---|---|---|---|---|---|
| 1 | Upflow | $0/mo Discover | Yes | — | Yes | SaaS / subscription businesses | upflow.io |
| 2 | Chaser | $259/mo Compact | No | — | Yes | SMB AR automation | chaserhq.com |
| 3 | Billtrust | — | No | Yes | Yes | Enterprise B2B AR and collections | quote-only |
| 4 | Gaviti | — | No | — | Yes | Mid-market and enterprise AR collections | quote-only |
| 5 | Invoiced | — | No | — | Yes | Mid-market and enterprise B2B billing | quote-only |
| 6 | Quadient AR (by YayPay) | — | No | Yes | Yes | Mid-market and enterprise B2B collections | quote-only |
| 7 | Resolve Pay | — | No | — | Yes | B2B ecommerce and wholesale sellers | quote-only |
| 8 | Versapay | — | No | — | Yes | Mid-market and enterprise B2B AR | quote-only |
Prices are the lowest published self-serve monthly rate as captured on the linked source. Annual-billing and usage details are on each vendor's record in our open dataset.
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Frequently asked questions
What is the cheapest ar automation?
Upflow has the lowest published entry price at $0/mo (Discover), as of 2026-06-15.
Which ar automation have a free plan?
Upflow offer a free tier.
Which ar automation support HIPAA?
Billtrust, Quadient AR (by YayPay) state HIPAA support (a BAA). Always confirm current scope with the vendor.
More software comparisons
How we compiled this
Pricing re-verified via WebFetch on each vendor's official pricing page (chaserhq.com/pricing, upflow.io/pricing, gaviti.com/pricing, invoiced.com/pricing, versapay.com/ar-automation, billtrust.com/products, quadient.com/en/ar-automation/pricing-information, resolvepay.com/pricing). Only Chaser publishes self-serve flat prices (verified exactly, shown in USD as displayed). Upflow publishes a free-forever Discover tier; its paid tiers (Grow/Scale/Strategic) are contact-sales. Invoiced, Versapay, Gaviti, Billtrust, Quadient AR, and Resolve Pay publish no self-serve priced tiers -> monthlyUsd=null (NULL beats a guess). Resolve Pay is percentage-of-advance (no published flat fee and no published percentage rate). Quadient's revenue threshold is £7.8M (GBP) not USD. Compliance sourced from each vendor's dedicated security/legal page and corroborated; only explicitly stated certs marked true. accessedAt 2026-06-15.
Last verified 2026-06-15. We re-check published prices and compliance on a recurring cadence and update this page when they change.
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