AI Chatbot Assistants · pricing · Updated November 2026
Microsoft Copilot pricing (2026)
Microsoft Copilot's paid plans start at $20/user/mo (Copilot Pro) as checked on 2026-11-01, read from en.wikipedia.org — the public source it was captured from, not a Microsoft Copilot page; 4 plans. Best for Microsoft 365 power users. Every figure below links to its source and the date we captured it.
At a glance
- Entry price: $20/user/mo (Copilot Pro)
- Free tier: Yes
- Compliance: HIPAA — · SOC 2 — · GDPR —
- Best for: Microsoft 365 power users; enterprise productivity (Word, Excel, Teams, Outlook); meeting summarization; document drafting and editing; organizations already on Microsoft stack; building internal AI agents via Copilot Studio
As of · every figure below links to its source STALE · 2026-09-02
Microsoft Copilot plans & pricing
| Plan | Monthly | Annual | Billing | Notes | Source |
|---|---|---|---|---|---|
| Copilot (Free) | $0 | — | Flat monthly | Web-grounded AI chat, Microsoft Designer with limited image generation, voice interaction, mobile app. Available to all users. | en.wikipedia.org |
| Copilot Pro STALE · 2026-09-02 | $20 | — | Per user / seat | $20/user/month (individual consumer plan). Priority access to GPT-4 Turbo, Copilot in Microsoft 365 apps, custom Copilot GPT creation, higher-resolution image generation, early access to Copilot Labs. | en.wikipedia.org |
| Microsoft 365 Copilot Business STALE · 2026-09-26 | $25.2 | −17% | Per user / seat | Month-to-month $25.20/user/mo; $21/user/mo billed annually (~17% less). A promotional annual rate of $18/user/mo was advertised when this was read, which is ~29% less — but a promotion is not the standing saving. Limited to 300 users. Requires separate qualifying Microsoft 365 license. Includes AI chat with Work IQ, Copilot in Teams/Outlook/Word/PowerPoint/Excel, Copilot Studio agent creation. | microsoft.com |
| Microsoft 365 Copilot Enterprise STALE · 2026-09-05 | $30 | — | Custom / quote | Contact sales for current enterprise pricing. Historically listed at $30/user/month (July 2023 launch price). Requires Microsoft 365 E3, E5, Business Standard, or Business Premium. Full enterprise-grade security, compliance, and audit controls. | microsoft.com |
Last verified 2026-11-01. STALE marks a plan we have not re-checked at its source in over 30 days. 3 of 4 plans above are marked. Copilot Pro ($20/user/month) price sourced from Wikipedia (en.wikipedia.org/wiki/Microsoft_Copilot) which cites the original launch price. M365 Copilot Business pricing fetched directly from microsoft.com/en-us/microsoft-365-copilot/pricing on 2026-06-14 ($18/user/month annual promotional rate, $25.20/month month-to-month). Legacy M365 Copilot enterprise rate ($30/user/month) from Wikipedia citing July 2023 pricing; current enterprise pricing may differ. Re-verified 2026-09-02 against the live pricing page — Microsoft 365 Copilot Enterprise: quote-only -> $30. Cross-checked against microsoft.com. This note predates a correction to the plans above, from 2026-09-09; the table holds the corrected figures.See the corrections.
Price changes
Price on record
$20/user/moRe-based on record 2026-10-16
A new dated entry is stamped here each time the price moves — the record builds itself.
From 2026-10-16 our record reflects a correction we published, not a vendor price move, so earlier figures are not compared with it.
Tracked since June 2026. No change record has cleared two sources yet, so nothing is published on the wire.
Corrections to this record
Changes we made to our own record of Microsoft Copilot, newest first: a figure read again on the vendor's page, a plan it no longer lists, a note. None of them is a price change by Microsoft Copilot. Every correction on the site is in the corrections log.
-
Microsoft 365 Copilot Business. Annual discount corrected from 29% to 17%. The 29% was $18 against $25.20, and this row's own note calls $18 a "promotional rate" while naming the regular annual rate as $21. $21 against $25.20 is 16.7%. The site was advertising a saving that only holds while the promotion lasts. The recorded price is unchanged: $25.20 is the month-to-month rate, which is the basis this record uses.
-
Microsoft 365 Copilot Business. The recorded monthly price held $18, the annual-billed rate, though this dataset defines the monthly price as the month-to-month figure. The row's own notes name both figures and say which is which, so the correct value was already inside the record: the month-to-month price is $25.2. Re-based to it, with the annual discount set to this plan's own saving of 29% (it was unrecorded, though both rates are published). Found by a corpus-wide scan on 2026-09-09 for the same error four call-tracking vendors carried, and confirmed against this row's own notes rather than a fresh read; the source date is therefore unchanged. Judged individually: The note names a month-to-month rate for this exact plan and the row holds the annual-billed figure, so the swap direction is settled; vendor provenance repeats it ('$18/user/month annual promotional rate, $25.20/month month-to-month'). Not a neighbouring plan: Copilot Pro is the $20 consumer seat and Enterprise is $30, so $25.20 sits in this tier's own band. The monthly price should be 25.20. The percen
Capabilities
Integrations: Word, Excel, PowerPoint, Outlook, Microsoft Teams, Microsoft Edge, Bing, Windows 11/10 taskbar, Copilot Studio (agent builder), DALL-E via Designer, iOS and Android apps, Instacart, OpenTable, Klarna, Suno AI.
Key features: GPT-4o powered chat with real-time Bing web grounding; Copilot in Word, Excel, PowerPoint, Outlook, Teams; DALL-E image generation via Microsoft Designer; Copilot Voice (real-time audio interaction); Think Deeper (extended reasoning mode); Copilot Studio for building custom AI agents and copilots; Meeting summarization and action items in Teams; Excel formula and data analysis suggestions; Windows 11 native integration (Copilot+ PCs); Data sovereignty controls across 15 countries (enterprise).
Plan limits: Free: limited Think Deeper (extended reasoning) access; Free: limited Copilot Voice usage per month; Free: limited Microsoft Designer image generation; Free: limited monthly action credits in Microsoft 365 apps; M365 Copilot Business: max 300 seats; requires separate M365 license.
Frequently asked questions
How much does Microsoft Copilot cost?
Microsoft Copilot's paid plans start at $20/user/mo (Copilot Pro), and it lists a $0 plan (Copilot (Free)); it has 4 published plans. Verified 2026-11-01.
Is Microsoft Copilot cheaper billed annually?
Yes. Microsoft Copilot publishes a 17% discount for paying annually (on the Microsoft 365 Copilot Business plan). Verified 2026-11-01.
Does Microsoft Copilot support HIPAA?
Microsoft Copilot's public pages do not say whether it supports HIPAA.
Does Microsoft Copilot have a free plan?
Yes — Microsoft Copilot publishes a free tier.
Microsoft Copilot vs alternatives
More AI chatbot assistants tools
Related categories
This standing as a plaque
Microsoft Copilot currently holds a silver deskmark here — Rank 3 of 7 · AI Chatbot Assistants. Anyone may show it. There is nothing to apply for, nothing to pay, and displaying it changes no score: the standing comes from the published algorithm, which never reads commission data. We never ask anyone to show it, and its link carries rel="nofollow".
The image is drawn from our live data, so it follows the standing rather than freezing it: if Microsoft Copilot moves up or down a tier, the plaque on your own site says so at our next publish. Nothing is tracked beyond the ordinary web-server log that records any image request.