AI Chatbot Assistants · pricing · Updated September 2026
Microsoft Copilot pricing (2026)
Microsoft Copilot starts at $0/mo (Copilot (Free)) as checked on 2026-09-05, read from en.wikipedia.org — the public source it was captured from, not a Microsoft Copilot page; 4 plans. Best for Microsoft 365 power users. Every figure below links to its source and the date we captured it.
At a glance
- Entry price: $0/mo (Copilot (Free))
- Free tier: Yes
- Compliance: HIPAA — · SOC 2 — · GDPR —
- Best for: Microsoft 365 power users; enterprise productivity (Word, Excel, Teams, Outlook); meeting summarization; document drafting and editing; organizations already on Microsoft stack; building internal AI agents via Copilot Studio
As of · every figure below links to its source
Microsoft Copilot plans & pricing
| Plan | Monthly | Annual | Billing | Notes | Source |
|---|---|---|---|---|---|
| Copilot (Free) | $0 | — | flat | Web-grounded AI chat, Microsoft Designer with limited image generation, voice interaction, mobile app. Available to all users. | en.wikipedia.org |
| Copilot Pro | $20 | — | per_seat | $20/user/month (individual consumer plan). Priority access to GPT-4 Turbo, Copilot in Microsoft 365 apps, custom Copilot GPT creation, higher-resolution image generation, early access to Copilot Labs. | en.wikipedia.org |
| Microsoft 365 Copilot Business | $25.2 | −17% | per_seat | Month-to-month $25.20/user/mo; $21/user/mo billed annually (~17% less). A promotional annual rate of $18/user/mo was advertised when this was read, which is ~29% less — but a promotion is not the standing saving. Limited to 300 users. Requires separate qualifying Microsoft 365 license. Includes AI chat with Work IQ, Copilot in Teams/Outlook/Word/PowerPoint/Excel, Copilot Studio agent creation. | microsoft.com |
| Microsoft 365 Copilot Enterprise | $30 | — | custom | Contact sales for current enterprise pricing. Historically listed at $30/user/month (July 2023 launch price). Requires Microsoft 365 E3, E5, Business Standard, or Business Premium. Full enterprise-grade security, compliance, and audit controls. | microsoft.com |
Last verified 2026-09-05. Copilot Pro ($20/user/month) price sourced from Wikipedia (en.wikipedia.org/wiki/Microsoft_Copilot) which cites the original launch price. M365 Copilot Business pricing fetched directly from microsoft.com/en-us/microsoft-365-copilot/pricing on 2026-06-14 ($18/user/month annual promotional rate, $25.20/month month-to-month). Legacy M365 Copilot enterprise rate ($30/user/month) from Wikipedia citing July 2023 pricing; current enterprise pricing may differ. Re-verified 2026-09-02 against the live pricing page — Microsoft 365 Copilot Enterprise: quote-only -> $30. Cross-checked against microsoft.com.
Price changes
Price on record
$20/moFirst on record 2026-06-27
A new dated entry is stamped here each time the price moves — the record builds itself.
Tracked since June 2026. No change record has cleared two sources yet, so nothing is published on the wire.
Capabilities
Integrations: Word, Excel, PowerPoint, Outlook, Microsoft Teams, Microsoft Edge, Bing, Windows 11/10 taskbar, Copilot Studio (agent builder), DALL-E via Designer, iOS and Android apps, Instacart, OpenTable, Klarna, Suno AI.
Key features: GPT-4o powered chat with real-time Bing web grounding; Copilot in Word, Excel, PowerPoint, Outlook, Teams; DALL-E image generation via Microsoft Designer; Copilot Voice (real-time audio interaction); Think Deeper (extended reasoning mode); Copilot Studio for building custom AI agents and copilots; Meeting summarization and action items in Teams; Excel formula and data analysis suggestions; Windows 11 native integration (Copilot+ PCs); Data sovereignty controls across 15 countries (enterprise).
Plan limits: Free: limited Think Deeper (extended reasoning) access; Free: limited Copilot Voice usage per month; Free: limited Microsoft Designer image generation; Free: limited monthly action credits in Microsoft 365 apps; M365 Copilot Business: max 300 seats; requires separate M365 license.
Frequently asked questions
How much does Microsoft Copilot cost?
Microsoft Copilot starts at $0/mo (Copilot (Free)); it has 4 published plans. Verified 2026-09-05.
Is Microsoft Copilot cheaper billed annually?
Yes. Microsoft Copilot publishes a 17% discount for paying annually (on the Microsoft 365 Copilot Business plan). Verified 2026-09-05.
What are cheaper alternatives to Microsoft Copilot?
Cheaper AI chatbot assistants than Microsoft Copilot (entry $0/mo) include Google AI (Gemini) at $4.99/mo, Mistral Vibe (Le Chat) at $5.99/mo, Grok (xAI) at $8/mo. Verified 2026-09-05.
Does Microsoft Copilot support HIPAA?
Microsoft Copilot HIPAA support: —. SOC 2: —. GDPR: —.
Does Microsoft Copilot have a free plan?
Microsoft Copilot free tier: Yes.
Microsoft Copilot vs alternatives
Cheaper AI chatbot assistants alternatives
- Grok (xAI) from $8/mo
- Mistral Vibe (Le Chat) from $5.99/mo
- Google AI (Gemini) from $4.99/mo
More AI chatbot assistants tools
Related categories
Display this standing
Microsoft Copilot currently holds a silver deskmark here — Rank 3 of 7 · AI Chatbot Assistants. Anyone may show it. There is nothing to apply for, nothing to pay, and displaying it changes no score: the standing comes from the published algorithm and money never touches it.
The image is drawn from our live data, so it follows the standing rather than freezing it: if Microsoft Copilot moves up or down a tier, the plaque on your own site says so at our next publish. Nothing is tracked beyond the ordinary web-server log that records any image request.