Tax Software · pricing · Updated September 2026
TaxAct pricing (2026)
TaxAct starts at $0/mo (Free) as checked on 2026-09-03, read from TaxAct's own pricing page; 5 plans. Best for Cost-conscious DIY filers comfortable without a mobile app. Every figure below links to its source and the date we captured it.
At a glance
- Entry price: $0/mo (Free)
- Free tier: Yes
- Compliance: HIPAA — · SOC 2 — · GDPR —
- Best for: Cost-conscious DIY filers comfortable without a mobile app; Homeowners and families (Deluxe 'Home & Family' tier); Investors and rental property owners (Premier 'Investments' tier); Self-employed and freelancers (Self-Employed 'Entrepreneur' tier); Filers who want optional expert access without committing to a higher-priced plan
As of · every figure below links to its source
TaxAct plans & pricing
| Plan | Monthly | Annual | Billing | Notes | Source |
|---|---|---|---|---|---|
| Free | $0 | — | flat | Federal: $0. State: $39.99 per state. Covers W-2 income, standard deduction, earned income credit, child tax credit. Simple returns (Form 1040 with no complex schedules). | taxact.com |
| Deluxe | $59.99 | — | flat | Federal: $59.99. State: $39.99 per state. Branded 'Home & Family'. Covers itemized deductions, mortgage interest, childcare expenses, student loan interest. | taxact.com |
| Premier | $99.99 | — | flat | Federal: $99.99. State: $39.99 per state. Branded 'Investments'. Covers investment income, stock sales, rental income, cryptocurrency transactions. | taxact.com |
| Self-Employed | $109.99 | — | flat | Federal: $109.99. State: $39.99 per state. Branded 'Entrepreneur'. Covers Schedule C, self-employment income, business deductions, freelance and gig income. | taxact.com |
| Xpert Assist Add-On | $45 | — | flat | Optional add-on available with any plan. Provides unlimited sessions with credentialed tax experts (CPAs and EAs) during the filing process. Add-on price is $45 regardless of plan tier selected. | taxact.com |
Last verified 2026-09-03. https://taxact.com (official site fetched directly; prices rendered live for 2025 tax year). State fee of $39.99 per state confirmed via SmartAsset best-tax-software comparison page. Note: some earlier-season comparison pages list lower promotional prices ($29.99/$49.99/$69.99); official site prices used as authoritative. Re-verified 2026-09-03 against the live pricing page; published figures unchanged. Cross-checked against smartasset.com.
Price changes
Price on record
$45/moFirst on record 2026-06-27
A new dated entry is stamped here each time the price moves — the record builds itself.
Tracked since June 2026. No change record has cleared two sources yet, so nothing is published on the wire.
Capabilities
Integrations: IRS e-file, W-2 direct import, QuickBooks import, Google Authenticator (MFA), Xpert Full Service (professional filing hand-off).
Key features: SmartFile AI in-product filing assistant; Step-by-step guided filing for all complexity levels; $100,000 accuracy guarantee; Maximum refund guarantee; IRS extension filing support; Prior year tax filing support; Xpert Assist: unlimited CPA/EA sessions for $45 flat add-on; Xpert Full Service: complete return preparation by US-based professionals; MFA via mobile phone or Google Authenticator; TRUSTe Certified Privacy and Trustwave Trusted Commerce seals.
Plan limits: Free tier: state filing costs $39.99 per state (highest state fee among reviewed vendors); Free tier excludes investments, itemized deductions, self-employment, rental, HSA, adoption credits; Mobile app discontinued as of 2023; desktop/web only; Xpert Assist expert access requires $45 add-on on any plan; Audit defense is a separate paid add-on.
Frequently asked questions
How much does TaxAct cost?
TaxAct starts at $0/mo (Free); it has 5 published plans. Verified 2026-09-03.
What are cheaper alternatives to TaxAct?
Cheaper tax software than TaxAct (entry $0/mo) include FreeTaxUSA at $7.99/mo, TaxSlayer at $22.99/mo, H&R Block at $35/mo. Verified 2026-09-03.
Does TaxAct support HIPAA?
TaxAct HIPAA support: —. SOC 2: —. GDPR: —.
Does TaxAct have a free plan?
TaxAct free tier: Yes.
TaxAct vs alternatives
Compare all tax software · TaxAct alternatives · Open data · MCP
Cheaper tax software alternatives
- H&R Block from $35/mo
- TaxSlayer from $22.99/mo
- FreeTaxUSA from $7.99/mo
More tax software tools
Related categories
Display this standing
TaxAct currently holds a bronze deskmark here — Rank 5 of 6 · Tax Software. Anyone may show it. There is nothing to apply for, nothing to pay, and displaying it changes no score: the standing comes from the published algorithm and money never touches it.
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