Accounting Software · pricing · Updated June 2026
Wave pricing (2026)
Wave starts at $0/mo (Starter (Free)), across 3 plans. Best for Freelancers and micro-businesses wanting $0 accounting software. Every figure links to Wave's own page and the date we captured it.
At a glance
- Entry price: $0/mo (Starter (Free))
- Free tier: Yes
- Compliance: HIPAA — · SOC 2 — · GDPR —
- Best for: Freelancers and micro-businesses wanting $0 accounting software; Solopreneurs who need invoicing without a subscription; Very early-stage businesses with simple books
As of · every figure below links to its source
Wave plans & pricing
| Plan | Monthly | Annual | Billing | Notes | Source |
|---|---|---|---|---|---|
| Starter (Free) | $0 | — | flat | Free forever. Unlimited estimates, invoices, bills, and bookkeeping records; mobile invoicing; cash flow dashboard. Card payments 2.9% + $0.60 per transaction. | waveapps.com |
| Pro | $19 | — | flat | Adds auto-import and auto-categorization of bank transactions, unlimited receipt capture, automated late-payment reminders, and discounted card processing (first 10 transactions/month at 2.9% + $0). | waveapps.com |
| Wave Advisors | $149 | — | flat | Starting at $149/mo (reduced from $199 in 2026; intro promo ~$136/mo). Includes Pro features plus a dedicated bookkeeper, monthly financial statements, and expert support. | waveapps.com |
Last verified 2026-06-23. Wave published pricing collected directly from waveapps.com/pricing, re-verified live 2026-06-23. Regular monthly rates recorded (the page also shows promos excluded here: Pro ~$9.50 for the first 3 months, Advisors ~$136 intro). 2026-06-23 change: Wave Advisors dropped from $199 to a 'starting at $149/mo' regular rate. Card processing is 2.9% + $0.60 per transaction on Starter; Pro waives the $0.60 on the first 10 card transactions per month.
Capabilities
Integrations: Wave Payments, Wave Payroll, Stripe, PayPal, Zapier, Google Sheets, Etsy.
Key features: Genuinely free accounting and invoicing forever (Starter plan); Built-in payment processing without third-party gateway; Automatic bank transaction import and categorization (Pro); Dedicated human bookkeeper available (Advisors tier); Mobile receipt scanning.
Plan limits: Starter: unlimited invoices/bills/records but no automatic bank import; Pro: automatic bank import and auto-categorization; Card processing fee: 2.9% + $0.60 per transaction (Starter); first 10 tx/mo at 2.9%+$0 (Pro).
Frequently asked questions
How much does Wave cost?
Wave starts at $0/mo (Starter (Free)); it has 3 published plans. Verified 2026-06-23.
Does Wave support HIPAA?
Wave HIPAA support: —. SOC 2: —. GDPR: —.
Does Wave have a free plan?
Wave free tier: Yes.