Budgeting Apps · pricing · Updated September 2026
Copilot Money pricing (2026)
Copilot Money starts at $7.92/mo (Copilot (Annual)) as checked on 2026-09-26, read from Copilot Money's own pricing page; 1 plans. Best for Apple ecosystem users (iPhone, iPad, Mac). Every figure below links to its source and the date we captured it.
At a glance
- Entry price: $7.92/mo (Copilot (Annual))
- Free tier: No
- Compliance: HIPAA — · SOC 2 — · GDPR —
- Best for: Apple ecosystem users (iPhone, iPad, Mac); Users who want AI-driven auto-categorization; Investors tracking diverse assets including crypto and real estate in one place
As of · every figure below links to its source STALE · 2026-09-26
Copilot Money plans & pricing
| Plan | Monthly | Annual | Billing | Notes | Source |
|---|---|---|---|---|---|
| Copilot (Annual) STALE · 2026-09-26 | $7.92 | — | Flat monthly | Billed annually at $95/yr ($7.92/mo equivalent). No ads, no hidden fees. Free test-drive available before connecting accounts; full free trial also offered. iOS/macOS only. | copilot.money |
Last verified 2026-09-26. STALE marks a plan we have not re-checked at its source in over 30 days. Every plan above is marked — we flag rather than silently retain. Official pricing page copilot.money/pricing — rendered full pricing content directly. Single paid tier: $7.92/mo or $95/yr. Corroborated by NerdWallet best-budget-apps article (2026, $13/mo or $95/yr — NerdWallet's $13/mo may be rounded or reflect a different billing period; official site $7.92/mo is recorded). The page this record cites as its source (https://copilot.money/pricing) is gone: on 2026-09-11 it answered 200 and redirected to https://www.copilot.money/, both from a residential connection and from a datacenter on another continent — so the page is gone rather than withheld from one asker. Nothing else in this record can stand in for it, so re-sourcing needs a live page read; the figure stands as last read. Cross-checked against nerdwallet.com.
Price changes
Price on record
$7.92/moFirst on record 2026-06-27
A new dated entry is stamped here each time the price moves — the record builds itself.
Tracked since June 2026. No change record has cleared two sources yet, so nothing is published on the wire.
Corrections to this record
Changes we made to our own record of Copilot Money, newest first: a figure read again on the vendor's page, a plan it no longer lists, a note. None of them is a price change by Copilot Money. Every correction on the site is in the corrections log.
-
Source replaced, price unchanged. https://www.nerdwallet.com/article/finance/best-budget-apps answers 301 and lands on https://www.nerdwallet.com/finance/learn/best-budget-apps — the same page at the address the site now uses. The figure is unchanged and still stands on the day it was read; only the link the reader follows is corrected, so it no longer bounces through a redirect. Same host, same scheme, and the destination keeps every distinguishing word of the page's own name.
-
Dead citation disclosed, price unchanged. https://copilot.money/pricing was read twice on 2026-09-11: it answered 200 and redirected to https://www.copilot.money/ from a residential connection and answered 200 and redirected to https://www.copilot.money/ from a datacenter on another continent. One reading is not evidence — 27 pages this sweep called gone answered the second machine perfectly well — so only the ones both vantages agree on are written down. The record now says the link is a dead end. No figure changed: a price read on a day was read on that day, and the page going away later does not unread it.
Capabilities
Integrations: Plaid (bank sync), Mastercard Data Connect, Capital One (direct OAuth), Coinbase (direct OAuth), Apple Card (direct OAuth), Charles Schwab, Wealthfront, Vanguard, Zillow (real estate valuation).
Key features: AI-powered automatic transaction categorization; Rollover budgets (unused budget carries to next month); Subscription detection and tracking; Net worth tracking (stocks, crypto, real estate); Real estate value via Zillow URL integration; Cash flow monthly summaries; 256-bit encryption at rest, TLS in transit; No advertising or sale of financial data; Free test-drive before connecting any accounts.
Plan limits: iOS and macOS only — no Android or Windows app; Copilot itself holds no compliance certifications (GCP infrastructure certs do not extend to Copilot).
Frequently asked questions
How much does Copilot Money cost?
Copilot Money starts at $7.92/mo (Copilot (Annual)); it has 1 published plans. Verified 2026-09-26.
What are cheaper alternatives to Copilot Money?
Cheaper budgeting apps than Copilot Money (entry $7.92/mo) include Quicken Simplifi at $5.99/mo, PocketGuard at $6.25/mo, Goodbudget at $6.67/mo. Verified 2026-09-26.
Does Copilot Money support HIPAA?
Copilot Money's public pages do not say whether it supports HIPAA.
Does Copilot Money have a free plan?
No — Copilot Money publishes no free tier.
Copilot Money vs alternatives
Cheaper budgeting apps alternatives
- Rocket Money from $7/mo
- Goodbudget from $6.67/mo
- EveryDollar from $6.67/mo
- PocketGuard from $6.25/mo
- Quicken Simplifi from $5.99/mo
More budgeting apps tools
Related categories
This standing as a plaque
Copilot Money currently holds a gold deskmark here — Rank 2 of 8 · Budgeting Apps. Anyone may show it. There is nothing to apply for, nothing to pay, and displaying it changes no score: the standing comes from the published algorithm, which never reads commission data. We never ask anyone to show it, and its link carries rel="nofollow".
The image is drawn from our live data, so it follows the standing rather than freezing it: if Copilot Money moves up or down a tier, the plaque on your own site says so at our next publish. Nothing is tracked beyond the ordinary web-server log that records any image request.