Best Budgeting Apps · pricing · Updated June 2026
Copilot Money pricing (2026)
Copilot Money starts at $7.92/mo (Copilot (Annual)), across 1 plans. Best for Apple ecosystem users (iPhone, iPad, Mac). Every figure links to Copilot Money's own page and the date we captured it.
At a glance
- Entry price: $7.92/mo (Copilot (Annual))
- Free tier: No
- Compliance: HIPAA — · SOC 2 — · GDPR —
- Best for: Apple ecosystem users (iPhone, iPad, Mac); Users who want AI-driven auto-categorization; Investors tracking diverse assets including crypto and real estate in one place
Copilot Money plans & pricing
| Plan | Monthly | Annual | Billing | Notes | Source |
|---|---|---|---|---|---|
| Copilot (Annual) | $7.92 | — | flat | Billed annually at $95/yr ($7.92/mo equivalent). No ads, no hidden fees. Free test-drive available before connecting accounts; full free trial also offered. iOS/macOS only. | copilot.money |
Last verified 2026-06-14. Official pricing page copilot.money/pricing — rendered full pricing content directly. Single paid tier: $7.92/mo or $95/yr. Corroborated by NerdWallet best-budget-apps article (2026, $13/mo or $95/yr — NerdWallet's $13/mo may be rounded or reflect a different billing period; official site $7.92/mo is recorded). Cross-checked against nerdwallet.com.
Capabilities
Integrations: Plaid (bank sync), Mastercard Data Connect, Capital One (direct OAuth), Coinbase (direct OAuth), Apple Card (direct OAuth), Charles Schwab, Wealthfront, Vanguard, Zillow (real estate valuation).
Key features: AI-powered automatic transaction categorization; Rollover budgets (unused budget carries to next month); Subscription detection and tracking; Net worth tracking (stocks, crypto, real estate); Real estate value via Zillow URL integration; Cash flow monthly summaries; 256-bit encryption at rest, TLS in transit; No advertising or sale of financial data; Free test-drive before connecting any accounts.
Plan limits: iOS and macOS only — no Android or Windows app; Copilot itself holds no compliance certifications (GCP infrastructure certs do not extend to Copilot).
Frequently asked questions
How much does Copilot Money cost?
Copilot Money starts at $7.92/mo (Copilot (Annual)); it has 1 published plans. Verified 2026-06-14.
What are cheaper alternatives to Copilot Money?
Cheaper budgeting apps than Copilot Money (entry $7.92/mo) include Quicken Simplifi at $5.99/mo, PocketGuard at $6.25/mo, Goodbudget at $6.67/mo. Verified 2026-06-14.
Does Copilot Money support HIPAA?
Copilot Money HIPAA support: —. SOC 2: —. GDPR: —.
Does Copilot Money have a free plan?
Copilot Money free tier: No.
Copilot Money vs alternatives
Cheaper budgeting apps alternatives
- Rocket Money from $7/mo
- Goodbudget from $6.67/mo
- EveryDollar from $6.67/mo
- PocketGuard from $6.25/mo
- Quicken Simplifi from $5.99/mo