Budgeting Apps · pricing · Updated September 2026
Copilot Money pricing (2026)
Copilot Money starts at $7.92/mo (Copilot (Annual)) as checked on 2026-09-02, read from Copilot Money's own pricing page; 1 plans. Best for Apple ecosystem users (iPhone, iPad, Mac). Every figure below links to its source and the date we captured it.
At a glance
- Entry price: $7.92/mo (Copilot (Annual))
- Free tier: No
- Compliance: HIPAA — · SOC 2 — · GDPR —
- Best for: Apple ecosystem users (iPhone, iPad, Mac); Users who want AI-driven auto-categorization; Investors tracking diverse assets including crypto and real estate in one place
As of · every figure below links to its source
Copilot Money plans & pricing
| Plan | Monthly | Annual | Billing | Notes | Source |
|---|---|---|---|---|---|
| Copilot (Annual) | $7.92 | — | flat | Billed annually at $95/yr ($7.92/mo equivalent). No ads, no hidden fees. Free test-drive available before connecting accounts; full free trial also offered. iOS/macOS only. | copilot.money |
Last verified 2026-09-02. Official pricing page copilot.money/pricing — rendered full pricing content directly. Single paid tier: $7.92/mo or $95/yr. Corroborated by NerdWallet best-budget-apps article (2026, $13/mo or $95/yr — NerdWallet's $13/mo may be rounded or reflect a different billing period; official site $7.92/mo is recorded). Re-verified 2026-09-02 against the live pricing page; published figures unchanged. The page this record cites as its source (https://copilot.money/pricing) is gone: on 2026-09-11 it answered 200 and redirected to https://www.copilot.money/, both from a residential connection and from a datacenter on another continent — so the page is gone rather than withheld from one asker. Nothing else in this record can stand in for it, so re-sourcing needs a live page read; the figure stands as last read. Cross-checked against nerdwallet.com.
Price changes
Price on record
$7.92/moFirst on record 2026-06-27
A new dated entry is stamped here each time the price moves — the record builds itself.
Tracked since June 2026. No change record has cleared two sources yet, so nothing is published on the wire.
Capabilities
Integrations: Plaid (bank sync), Mastercard Data Connect, Capital One (direct OAuth), Coinbase (direct OAuth), Apple Card (direct OAuth), Charles Schwab, Wealthfront, Vanguard, Zillow (real estate valuation).
Key features: AI-powered automatic transaction categorization; Rollover budgets (unused budget carries to next month); Subscription detection and tracking; Net worth tracking (stocks, crypto, real estate); Real estate value via Zillow URL integration; Cash flow monthly summaries; 256-bit encryption at rest, TLS in transit; No advertising or sale of financial data; Free test-drive before connecting any accounts.
Plan limits: iOS and macOS only — no Android or Windows app; Copilot itself holds no compliance certifications (GCP infrastructure certs do not extend to Copilot).
Frequently asked questions
How much does Copilot Money cost?
Copilot Money starts at $7.92/mo (Copilot (Annual)); it has 1 published plans. Verified 2026-09-02.
What are cheaper alternatives to Copilot Money?
Cheaper budgeting apps than Copilot Money (entry $7.92/mo) include Quicken Simplifi at $5.99/mo, PocketGuard at $6.25/mo, Goodbudget at $6.67/mo. Verified 2026-09-02.
Does Copilot Money support HIPAA?
Copilot Money HIPAA support: —. SOC 2: —. GDPR: —.
Does Copilot Money have a free plan?
Copilot Money free tier: No.
Copilot Money vs alternatives
Cheaper budgeting apps alternatives
- Rocket Money from $7/mo
- Goodbudget from $6.67/mo
- EveryDollar from $6.67/mo
- PocketGuard from $6.25/mo
- Quicken Simplifi from $5.99/mo
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Display this standing
Copilot Money currently holds a gold deskmark here — Rank 2 of 8 · Budgeting Apps. Anyone may show it. There is nothing to apply for, nothing to pay, and displaying it changes no score: the standing comes from the published algorithm and money never touches it.
The image is drawn from our live data, so it follows the standing rather than freezing it: if Copilot Money moves up or down a tier, the plaque on your own site says so at our next publish. Nothing is tracked beyond the ordinary web-server log that records any image request.