Best Budgeting Apps · pricing · Updated June 2026

EveryDollar pricing (2026)

EveryDollar starts at $0/mo (Free), across 3 plans. Best for Dave Ramsey followers and Baby Steps adherents. Every figure links to EveryDollar's own page and the date we captured it.

At a glance

Entry price: $0/mo (Free)
Free tier: Yes · 14-day trial
Compliance: HIPAA — · SOC 2 — · GDPR —
Best for: Dave Ramsey followers and Baby Steps adherents; Users who prefer zero-based budgeting with a religious/values-based financial philosophy; Couples budgeting together; People actively working a debt snowball payoff plan

EveryDollar plans & pricing

All published EveryDollar plans. Sourced per row; quote-only tiers show no price.
Plan	Monthly	Annual	Billing	Notes	Source
Free	$0	—	flat	Zero-based budgeting app (Dave Ramsey method). Free tier: manual transaction entry only, custom categories, bill tracking, sinking funds. No automatic bank connections.	ramseysolutions.com
Premium (Monthly)	$17.99	—	flat	Month-to-month billing at $17.99/mo. Adds automatic bank connections, personalized savings recommendations, debt tracking, expert coaching sessions, financial goal planning. 14-day free trial.	ramseysolutions.com
Premium (Annual)	$6.67	−63%	flat	Billed annually at $79.99/yr ($6.67/mo equivalent). Same features as monthly Premium. Saves $135.89/yr vs monthly plan. 14-day free trial.	ramseysolutions.com

Last verified 2026-06-14. everydollar.com redirects to ramseysolutions.com/money/everydollar which rendered full pricing content. Free tier: $0. Premium: $17.99/mo or $79.99/yr ($6.67/mo). Corroborated by NerdWallet best-budget-apps article (2026, $17.99/mo or $79.99/yr). Cross-checked against nerdwallet.com.

Capabilities

Integrations: Mastercard Connect (bank sync, Premium), Plaid (bank sync, Premium), Ramsey+ content ecosystem (Baby Steps, courses, podcasts).

Key features: Zero-based budgeting using Dave Ramsey's Baby Steps method; Custom budget categories and sinking funds; Debt payoff tracker using debt snowball method; Bill due date tracking; Net worth calculation; Household and couples budgeting (shared access); Automatic bank transaction import (Premium); Personalized savings recommendations (Premium); Expert coaching sessions (Premium); Web, iOS, and Android apps; 14-day Premium free trial.

Plan limits: Free plan requires manual transaction entry — no automatic bank sync; Bank sync available on Premium only; Custom reports available on Premium only; Coaching sessions available on Premium only.

Frequently asked questions

How much does EveryDollar cost?

EveryDollar starts at $0/mo (Free); it has 3 published plans. Verified 2026-06-14.

Is EveryDollar cheaper billed annually?

Yes. EveryDollar publishes a 63% discount for paying annually (on the Premium (Annual) plan). Verified 2026-06-14.

What are cheaper alternatives to EveryDollar?

Cheaper budgeting apps than EveryDollar (entry $0/mo) include Quicken Simplifi at $5.99/mo, PocketGuard at $6.25/mo. Verified 2026-06-14.

Does EveryDollar support HIPAA?

EveryDollar HIPAA support: —. SOC 2: —. GDPR: —.

Does EveryDollar have a free plan?

EveryDollar free tier: Yes; 14-day free trial.

EveryDollar vs alternatives

Compare all budgeting apps → · EveryDollar alternatives → · Open data · MCP