Best Budgeting Apps · pricing · Updated June 2026

Goodbudget pricing (2026)

Goodbudget starts at $0/mo (Free), across 3 plans. Best for Couples or families sharing a budget using the envelope method. Every figure links to Goodbudget's own page and the date we captured it.

At a glance

Entry price: $0/mo (Free)
Free tier: Yes
Compliance: HIPAA — · SOC 2 — · GDPR —
Best for: Couples or families sharing a budget using the envelope method; People who prefer the cash-envelope philosophy without carrying cash; Budget beginners who want a free, structured starting point; Users who do not need investment tracking

Goodbudget plans & pricing

All published Goodbudget plans. Sourced per row; quote-only tiers show no price.
Plan	Monthly	Annual	Billing	Notes	Source
Free	$0	—	flat	Envelope budgeting app. Free tier includes 10 regular envelopes, 10 additional envelopes, 1 account, 2 devices, 1 year of transaction history, debt tracking, and community support. No bank sync on free tier.	goodbudget.com
Plus (Monthly)	$10	—	flat	Month-to-month billing at $10/mo. Includes automatic bank sync (US banks only), unlimited envelopes, unlimited accounts, 5 devices, 7 years of history, email support.	goodbudget.com
Plus (Annual)	$6.67	−33%	flat	Billed annually at $80/yr ($6.67/mo equivalent). Same features as monthly Plus. Saves $40/yr vs monthly plan.	goodbudget.com

Last verified 2026-06-14. Goodbudget signup/pricing page goodbudget.com/signup — rendered full pricing content. Free tier: $0. Plus: $10/mo or $80/yr. Corroborated by NerdWallet best-budget-apps article (2026, $10/mo or $80/yr). Cross-checked against nerdwallet.com.

Capabilities

Integrations: Plaid (US bank sync, Plus plan only), Amazon Web Services (infrastructure), Stripe and PayPal (payment processing).

Key features: Digital envelope budgeting system (replaces cash envelopes); Budget sync and sharing across devices and household members; Debt payoff tools; Savings for irregular/large expenses; Transaction import from bank (Plus); Spending reports; Running balance display; Web, iOS, and Android apps; 256-bit bank-grade SSL encryption; Data never sold or rented.

Plan limits: Free plan: 10 regular envelopes, 10 additional envelopes, 1 account, 2 devices, 1 year of transaction history; Plus plan: 5 devices maximum; Bank sync available for US banks only (no international bank connections); Must be 18 or older to use the service; No investment account tracking.

Frequently asked questions

How much does Goodbudget cost?

Goodbudget starts at $0/mo (Free); it has 3 published plans. Verified 2026-06-14.

Is Goodbudget cheaper billed annually?

Yes. Goodbudget publishes a 33% discount for paying annually (on the Plus (Annual) plan). Verified 2026-06-14.

What are cheaper alternatives to Goodbudget?

Cheaper budgeting apps than Goodbudget (entry $0/mo) include Quicken Simplifi at $5.99/mo, PocketGuard at $6.25/mo. Verified 2026-06-14.

Does Goodbudget support HIPAA?

Goodbudget HIPAA support: —. SOC 2: —. GDPR: —.

Does Goodbudget have a free plan?

Goodbudget free tier: Yes.

Goodbudget vs alternatives

Compare all budgeting apps → · Goodbudget alternatives → · Open data · MCP