Budgeting Apps · pricing · Updated October 2026
Goodbudget pricing (2026)
Goodbudget's paid plans start at $6.67/mo (Plus (Annual)) as checked on 2026-10-12, read from Goodbudget's own pricing page; 3 plans. Best for Couples or families sharing a budget using the envelope method. Every figure below links to its source and the date we captured it.
At a glance
- Entry price: $6.67/mo (Plus (Annual))
- Free tier: Yes
- Compliance: HIPAA — · SOC 2 — · GDPR —
- Best for: Couples or families sharing a budget using the envelope method; People who prefer the cash-envelope philosophy without carrying cash; Budget beginners who want a free, structured starting point; Users who do not need investment tracking
As of · every figure below links to its source STALE · 2026-06-14
Goodbudget plans & pricing
| Plan | Monthly | Annual | Billing | Notes | Source |
|---|---|---|---|---|---|
| Free | $0 | — | Flat monthly | Envelope budgeting app. Free tier includes 10 regular envelopes, 10 additional envelopes, 1 account, 2 devices, 1 year of transaction history, debt tracking, and community support. No bank sync on free tier. | goodbudget.com |
| Plus (Monthly) STALE · 2026-06-14 | $10 | — | Flat monthly | Month-to-month billing at $10/mo. Includes automatic bank sync (US banks only), unlimited envelopes, unlimited accounts, 5 devices, 7 years of history, email support. | goodbudget.com |
| Plus (Annual) STALE · 2026-06-14 | $6.67 | — | Flat monthly | Billed annually at $80/yr ($6.67/mo equivalent). Same features as monthly Plus. Saves $40/yr vs monthly plan. | goodbudget.com |
Last verified 2026-10-12. STALE marks a plan we have not re-checked at its source in over 30 days. 2 of 3 plans above are marked. Goodbudget signup/pricing page goodbudget.com/signup — rendered full pricing content. Free tier: $0. Plus: $10/mo or $80/yr. Corroborated by NerdWallet best-budget-apps article (2026, $10/mo or $80/yr). Cross-checked against nerdwallet.com.
Price changes
Price on record
$6.67/moFirst on record 2026-06-27
A new dated entry is stamped here each time the price moves — the record builds itself.
Tracked since June 2026. No change record has cleared two sources yet, so nothing is published on the wire.
Corrections to this record
Changes we made to our own record of Goodbudget, newest first: a figure read again on the vendor's page, a plan it no longer lists, a note. None of them is a price change by Goodbudget. Every correction on the site is in the corrections log.
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Plus (Annual). Correction 2026-09-11: the annual discount of 33% was removed from "Plus (Annual)". The recorded $6.67/mo is this plan's own note's $80 yearly total over 12 months, so the saving is already inside the figure, while the page prints the percentage as a further discount off the same row — offering a reader $4.47/mo. Removed rather than moved: no rate above it is named anywhere in the note. The note still describes the term in full. No price changed.
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Source replaced, price unchanged. https://www.nerdwallet.com/article/finance/best-budget-apps answers 301 and lands on https://www.nerdwallet.com/finance/learn/best-budget-apps — the same page at the address the site now uses. The figure is unchanged and still stands on the day it was read; only the link the reader follows is corrected, so it no longer bounces through a redirect. Same host, same scheme, and the destination keeps every distinguishing word of the page's own name.
Capabilities
Integrations: Plaid (US bank sync, Plus plan only), Amazon Web Services (infrastructure), Stripe and PayPal (payment processing).
Key features: Digital envelope budgeting system (replaces cash envelopes); Budget sync and sharing across devices and household members; Debt payoff tools; Savings for irregular/large expenses; Transaction import from bank (Plus); Spending reports; Running balance display; Web, iOS, and Android apps; 256-bit bank-grade SSL encryption; Data never sold or rented.
Plan limits: Free plan: 10 regular envelopes, 10 additional envelopes, 1 account, 2 devices, 1 year of transaction history; Plus plan: 5 devices maximum; Bank sync available for US banks only (no international bank connections); Must be 18 or older to use the service; No investment account tracking.
Frequently asked questions
How much does Goodbudget cost?
Goodbudget's paid plans start at $6.67/mo (Plus (Annual)), and it lists a $0 plan (Free); it has 3 published plans. Verified 2026-10-12.
What are cheaper alternatives to Goodbudget?
Cheaper budgeting apps than Goodbudget (entry $6.67/mo) include Quicken Simplifi at $5.99/mo, PocketGuard at $6.25/mo. Verified 2026-10-12.
Does Goodbudget support HIPAA?
Goodbudget's public pages do not say whether it supports HIPAA.
Does Goodbudget have a free plan?
Yes — Goodbudget publishes a free tier.
Goodbudget vs alternatives
Compare all budgeting apps · Goodbudget alternatives · Open data · MCP
Cheaper budgeting apps alternatives
- PocketGuard from $6.25/mo
- Quicken Simplifi from $5.99/mo
More budgeting apps tools
Related categories
This standing as a plaque
Goodbudget currently holds a bronze deskmark here — Rank 7 of 8 · Budgeting Apps. Anyone may show it. There is nothing to apply for, nothing to pay, and displaying it changes no score: the standing comes from the published algorithm, which never reads commission data. We never ask anyone to show it, and its link carries rel="nofollow".
The image is drawn from our live data, so it follows the standing rather than freezing it: if Goodbudget moves up or down a tier, the plaque on your own site says so at our next publish. Nothing is tracked beyond the ordinary web-server log that records any image request.