Best Expense Management · pricing · Updated June 2026
Zoho Expense pricing (2026)
Zoho Expense starts at $0/mo (Free), across 5 plans. Best for Organizations already using Zoho Books or the broader Zoho ecosystem. Every figure links to Zoho Expense's own page and the date we captured it.
At a glance
- Entry price: $0/mo (Free)
- Free tier: Yes · 14-day trial
- Compliance: HIPAA Yes · SOC 2 Yes · GDPR Yes
- Best for: Organizations already using Zoho Books or the broader Zoho ecosystem; SMBs and mid-market teams needing strong multi-language, multi-country expense support; Companies requiring HIPAA-eligible expense processing; Budget-conscious teams wanting the lowest per-seat cost among full-featured tools
Zoho Expense plans & pricing
| Plan | Monthly | Annual | Billing | Notes | Source |
|---|---|---|---|---|---|
| Free | $0 | — | flat | Free for up to 3 users. Includes basic expense reports, receipt storage, and basic audit trail. | techrepublic.com |
| Standard | $3 | −40% | per_seat | $3 per active user per month billed annually (confirmed against official page and G2/CostBench listings). Billed-monthly rate is higher (~$4/user/mo per official page; the prior '$5 monthly' figure was unconfirmed and removed). Includes 20 receipt autoscans/user, access delegation, basic audit trail, cash advances, corporate card reconciliation, multilevel approval. | zoho.com |
| Premium | $5 | −38% | per_seat | $5 per active user per month billed annually; $8 per active user per month billed monthly. Minimum 3 users. Includes advanced approval, advanced customization, per diem automation, purchase request, travel requests, unlimited receipt autoscans, online travel booking tool, live budget tracking. | techrepublic.com |
| Enterprise | Quote-only | — | custom | UNVERIFIED PRICE REMOVED (2026-06-14 adversarial review): The previously listed $8/$12-per-user 200-user-minimum 'Enterprise' tier could not be confirmed against Zoho's official pricing page (zoho.com/us/expense/pricing/), which publishes only Free, Standard, Premium, and a quote-only Custom tier — no priced Enterprise plan exists. Treated as quote-only. The real top tier is the separately listed 'Custom' plan. | zoho.com |
| Custom | Quote-only | — | custom | Pricing available upon request. Minimum 100 users. Includes Zoho Spend all-in-one platform with travel, expense, corporate cards, procurement, AP automation, and payroll. | zoho.com |
Last verified 2026-06-14. Official pricing page (zoho.com/expense/pricing.html) geo-locates to Germany and displays EUR prices only; no USD option visible. USD prices sourced from techrepublic.com review and corroborated by getapp.com listing and softwareadvice.com (all accessed 2026-06-14). TechRepublic provided both monthly and annual billing rates in USD. Cross-checked against softwareadvice.com.
Capabilities
Integrations: Zoho Books, Zoho CRM, Zoho People, QuickBooks, Xero, Sage Intacct, Google Drive, Dropbox, OneDrive, Box, Evernote, Zoho Docs.
Key features: Advanced autoscan reads receipts in 14 languages; Mileage tracking via Android, iPhone, or Apple Watch; Per diem automation based on location and country compliance rules; Corporate card reconciliation with automatic expense matching; Petty cash management across multiple branches; Multi-stage approval workflows (linear and custom); Fraud detection with automated suspicious transaction identification; 10+ country-specific editions with localized compliance; Support for 12+ languages; Available in 150+ countries; Deep integration with Zoho suite (Books, CRM, People).
Plan limits: Free plan limited to 3 users; Standard plan limited to 20 receipt autoscans per user per month; Premium plan requires minimum 3 users; Custom plan requires minimum 100 users; Travel booking tool available on Premium and above only; Per diem automation available on Premium and above only.
Frequently asked questions
How much does Zoho Expense cost?
Zoho Expense starts at $0/mo (Free); it has 5 published plans. Verified 2026-06-14.
Is Zoho Expense cheaper billed annually?
Yes. Zoho Expense publishes a 40% discount for paying annually (on the Standard plan). Verified 2026-06-14.
Does Zoho Expense support HIPAA?
Zoho Expense HIPAA support: Yes. SOC 2: Yes. GDPR: Yes.
Does Zoho Expense have a free plan?
Zoho Expense free tier: Yes; 14-day free trial.
Zoho Expense vs alternatives
Compare all expense management → · Zoho Expense alternatives → · Open data · MCP