Business Bank Accounts · true cost · Updated November 2026
The true cost of business bank accounts
What you'll actually pay. Of the 8 business bank accounts tools we track, 2 price on a basis this column cannot carry, 1 charge usage overages. Here's every tool's entry price and its hidden-cost flags — each linked to its sourced record.
The hidden-cost picture
- Not priced monthly: 2 publish a figure on another basis — usage rates, non-USD, or annual-only.
- Usage overages: 1 charge for going over plan limits.
- Cheapest published: Brex from $12/user/mo.
- No overage or setup fee: Brex, Lili, Bluevine, Relay, ….
As of · re-verified with each catalog refresh
Business Bank Accounts — entry price & hidden-cost flags
| Tool | Entry price | Usage overages | Setup fee |
|---|---|---|---|
| Brex | $12/user/mo | — | — |
| Lili | $15/mo | — | — |
| Bluevine | $30/mo | — | — |
| Relay | $30/mo | — | — |
| Mercury | $35/mo | Yes | — |
| Found | $35/mo | — | — |
| Novo | quote-only | — | — |
| Rho | quote-only | — | — |
Prices and fee terms re-verified with each catalog refresh. Last catalog update 2026-11-01. "Quote-only" means the vendor publishes no self-serve price.
Frequently asked questions
Does business bank accounts have hidden fees?
Across the 8 business bank accounts tools we track: 2 price on a basis this column cannot carry, 1 charge usage overages. As of 2026-11-01.
What is the cheapest business bank account with published pricing?
Brex, from $12/user/mo. Verified 2026-11-01.
More on business bank accounts
Compare all business bank accounts · SOC 2 claims in business bank accounts · Open data · MCP