Business Bank Accounts · pricing · Updated November 2026
Bluevine pricing (2026)
Bluevine's paid plans start at $30/mo (Plus) as checked on 2026-11-01, read from Bluevine's own pricing page; 3 plans. Best for Small businesses seeking high-yield checking. Every figure below links to its source and the date we captured it.
At a glance
- Entry price: $30/mo (Plus)
- Free tier: Yes
- Compliance: HIPAA — · SOC 2 — · GDPR —
- Best for: Small businesses seeking high-yield checking; Businesses with significant average daily balances; Teams needing multiple sub-accounts; Businesses processing high ACH volume; Professional services companies
As of · every figure below links to its source
Bluevine plans & pricing
| Plan | Monthly | Annual | Billing | Notes | Source |
|---|---|---|---|---|---|
| Standard | $0 | — | Flat monthly | No monthly fee. 1.3% APY up to $250,000 (requires $500/mo debit spend OR $2,500/mo customer deposits to earn yield). Same-day ACH: $10. Domestic wire: $15. Printed checks: $1.50 each. International wire: $25 or 1.5% for foreign currency. Out-of-network ATM: $2.50. | bluevine.com |
| Plus | $30 | — | Flat monthly | Fee waivable with $20,000 average daily balance + $2,000/mo debit spend. 1.75% APY up to $250,000. Same-day ACH: $8. Domestic wire: $12. First 5 printed checks free/month ($1.50 each after). International wire: $12. | bluevine.com |
| Premier | $95 | — | Flat monthly | Fee waivable with $100,000 average daily balance + $5,000/mo debit spend. 3.0% APY on all balances up to $3M. Same-day ACH: $5. Domestic wire: $7.50. First 20 printed checks free/month. International wire: $7.50. Advanced ACH debit controls included. | bluevine.com |
Last verified 2026-11-01. Official pricing page: https://www.bluevine.com/business-checking/plans-and-pricing (fetched directly, full content returned). Corroborated by airwallex.com/us/blog/bluevine-business-checking-review. Cross-checked against airwallex.com.
Price changes
Price on record
$30/moFirst on record 2026-06-27
A new dated entry is stamped here each time the price moves — the record builds itself.
Tracked since June 2026. No change record has cleared two sources yet, so nothing is published on the wire.
Corrections to this record
Changes we made to our own record of Bluevine, newest first: a figure read again on the vendor's page, a plan it no longer lists, a note. None of them is a price change by Bluevine. Every correction on the site is in the corrections log.
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Source replaced, price unchanged. https://www.airwallex.com/us/blog/bluevine-business-checking-review answers 301 and lands on https://www.airwallex.com/en-us/blog/bluevine-business-checking-review — the same page at the address the site now uses. The figure is unchanged and still stands on the day it was read; only the link the reader follows is corrected, so it no longer bounces through a redirect. Same host, same scheme, and the destination keeps every distinguishing word of the page's own name.
Capabilities
Integrations: QuickBooks, Xero.
Key features: High-yield APY on checking balances (1.3%–3.0% depending on plan); Up to $3M FDIC insurance through partner banks; Physical and virtual debit cards with 4% cash back on business purchases; Multiple sub-accounts with automatic transfer rules; ACH debit fraud controls (advanced controls on Premier); Same-day ACH transfers; Domestic and international wire transfers; Invoicing and payment links with Tap to Pay; Team access with dedicated logins per member; Real-time text alerts for suspicious activity; Two-factor authentication and instant card lock/unlock.
Plan limits: Standard/Plus APY earned only on balances up to $250,000; Premier APY earned on all balances up to $3M; Standard APY requires $500/mo debit spend OR $2,500/mo customer deposits; Plus fee waivable: $20,000 avg daily balance + $2,000/mo debit spend; Premier fee waivable: $100,000 avg daily balance + $5,000/mo debit spend; FDIC insurance up to $3M through partner bank network; Out-of-network ATM fee: $2.50.
Frequently asked questions
How much does Bluevine cost?
Bluevine's paid plans start at $30/mo (Plus), and it lists a $0 plan (Standard); it has 3 published plans. Verified 2026-11-01.
What are cheaper alternatives to Bluevine?
Cheaper business bank accounts than Bluevine (entry $30/mo) include Lili at $15/mo. Verified 2026-11-01.
Does Bluevine support HIPAA?
Bluevine's public pages do not say whether it supports HIPAA.
Does Bluevine have a free plan?
Yes — Bluevine publishes a free tier.
Bluevine vs alternatives
Compare all business bank accounts · Bluevine alternatives · True cost of business bank accounts · SOC 2 claims in business bank accounts · Open data · MCP
Cheaper business bank accounts alternatives
- Lili from $15/mo
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This standing as a plaque
Bluevine currently holds a bronze deskmark here — Rank 7 of 8 · Business Bank Accounts. Anyone may show it. There is nothing to apply for, nothing to pay, and displaying it changes no score: the standing comes from the published algorithm, which never reads commission data. We never ask anyone to show it, and its link carries rel="nofollow".
The image is drawn from our live data, so it follows the standing rather than freezing it: if Bluevine moves up or down a tier, the plaque on your own site says so at our next publish. Nothing is tracked beyond the ordinary web-server log that records any image request.