Business Bank Accounts · pricing · Updated September 2026
Bluevine pricing (2026)
Bluevine starts at $0/mo (Standard) as checked on 2026-09-02, read from Bluevine's own pricing page; 3 plans. Best for Small businesses seeking high-yield checking. Every figure below links to its source and the date we captured it.
At a glance
- Entry price: $0/mo (Standard)
- Free tier: Yes
- Compliance: HIPAA — · SOC 2 — · GDPR —
- Best for: Small businesses seeking high-yield checking; Businesses with significant average daily balances; Teams needing multiple sub-accounts; Businesses processing high ACH volume; Professional services companies
As of · every figure below links to its source
Bluevine plans & pricing
| Plan | Monthly | Annual | Billing | Notes | Source |
|---|---|---|---|---|---|
| Standard | $0 | — | flat | No monthly fee. 1.3% APY up to $250,000 (requires $500/mo debit spend OR $2,500/mo customer deposits to earn yield). Same-day ACH: $10. Domestic wire: $15. Printed checks: $1.50 each. International wire: $25 or 1.5% for foreign currency. Out-of-network ATM: $2.50. | bluevine.com |
| Plus | $30 | — | flat | Fee waivable with $20,000 average daily balance + $2,000/mo debit spend. 1.75% APY up to $250,000. Same-day ACH: $8. Domestic wire: $12. First 5 printed checks free/month ($1.50 each after). International wire: $12. | bluevine.com |
| Premier | $95 | — | flat | Fee waivable with $100,000 average daily balance + $5,000/mo debit spend. 3.0% APY on all balances up to $3M. Same-day ACH: $5. Domestic wire: $7.50. First 20 printed checks free/month. International wire: $7.50. Advanced ACH debit controls included. | bluevine.com |
Last verified 2026-09-02. Official pricing page: https://www.bluevine.com/business-checking/plans-and-pricing (fetched directly, full content returned). Corroborated by airwallex.com/us/blog/bluevine-business-checking-review. Re-verified 2026-09-02 against the live pricing page; published figures unchanged. Cross-checked against airwallex.com.
Price changes
Price on record
$30/moFirst on record 2026-06-27
A new dated entry is stamped here each time the price moves — the record builds itself.
Tracked since June 2026. No change record has cleared two sources yet, so nothing is published on the wire.
Capabilities
Integrations: QuickBooks, Xero.
Key features: High-yield APY on checking balances (1.3%–3.0% depending on plan); Up to $3M FDIC insurance through partner banks; Physical and virtual debit cards with 4% cash back on business purchases; Multiple sub-accounts with automatic transfer rules; ACH debit fraud controls (advanced controls on Premier); Same-day ACH transfers; Domestic and international wire transfers; Invoicing and payment links with Tap to Pay; Team access with dedicated logins per member; Real-time text alerts for suspicious activity; Two-factor authentication and instant card lock/unlock.
Plan limits: Standard/Plus APY earned only on balances up to $250,000; Premier APY earned on all balances up to $3M; Standard APY requires $500/mo debit spend OR $2,500/mo customer deposits; Plus fee waivable: $20,000 avg daily balance + $2,000/mo debit spend; Premier fee waivable: $100,000 avg daily balance + $5,000/mo debit spend; FDIC insurance up to $3M through partner bank network; Out-of-network ATM fee: $2.50.
Frequently asked questions
How much does Bluevine cost?
Bluevine starts at $0/mo (Standard); it has 3 published plans. Verified 2026-09-02.
What are cheaper alternatives to Bluevine?
Cheaper business bank accounts than Bluevine (entry $0/mo) include Brex at $12/mo, Lili at $15/mo, Mercury at $29.9/mo. Verified 2026-09-02.
Does Bluevine support HIPAA?
Bluevine HIPAA support: —. SOC 2: —. GDPR: —.
Does Bluevine have a free plan?
Bluevine free tier: Yes.
Bluevine vs alternatives
Compare all business bank accounts · Bluevine alternatives · True cost of business bank accounts · SOC 2-certified business bank accounts · Open data · MCP
Cheaper business bank accounts alternatives
More business bank accounts tools
Related categories
Display this standing
Bluevine currently holds a bronze deskmark here — Rank 7 of 8 · Business Bank Accounts. Anyone may show it. There is nothing to apply for, nothing to pay, and displaying it changes no score: the standing comes from the published algorithm and money never touches it.
The image is drawn from our live data, so it follows the standing rather than freezing it: if Bluevine moves up or down a tier, the plaque on your own site says so at our next publish. Nothing is tracked beyond the ordinary web-server log that records any image request.