Business Bank Accounts · pricing · Updated September 2026
Found pricing (2026)
Found starts at $0/mo (Found) as checked on 2026-09-02, read from Found's own pricing page; 3 plans. Best for Freelancers and independent contractors. Every figure below links to its source and the date we captured it.
At a glance
- Entry price: $0/mo (Found)
- Free tier: Yes
- Compliance: HIPAA — · SOC 2 Yes · GDPR —
- Best for: Freelancers and independent contractors; Self-employed business owners; Gig workers with variable income; Solo entrepreneurs managing complex tax obligations; Businesses needing built-in quarterly tax payment tools
As of · every figure below links to its source
Found plans & pricing
| Plan | Monthly | Annual | Billing | Notes | Source |
|---|---|---|---|---|---|
| Found | $0 | — | flat | Free forever. Business checking with Mastercard debit. Team debit cards with spending controls. Up to 10 sub-accounts (Pockets). Expense categorization, receipt scanning, real-time tax estimates. Contractor payments and 1099 e-filing. Unlimited invoicing. No APY. No cash back. Wire transfer: $15. Paper checks: $1 each. | found.com |
| Found Plus | $35 | −25% | flat | Annual billing: $315/year ($26.25/mo, save 25%). Month-to-month: $35/mo. 1.50% APY on balances up to $20,000. Transaction imports from external banks and apps. Unlimited auto-categorization rules and custom tags. Priority phone support. Schedule C / 1120 tax form generation. Quarterly tax payments in-app. | found.com |
| Found Pro | $80 | −25% | flat | Annual billing: $720/year ($60/mo, save 25%). Month-to-month: $80/mo. 2.50% APY on all balances (uncapped). 1% cash back on card purchases. Dedicated account manager. Premium metal debit card. Free check sending. Discounted wire transfers ($10 vs. $15 on other plans). | found.com |
Last verified 2026-09-02. Official pricing page: https://www.found.com/pricing (fetched directly, full content returned). Annual prices and 25% discount confirmed. Re-verified 2026-09-02 against the live pricing page; published figures unchanged.
Price changes
Price on record
$35/moFirst on record 2026-06-27
A new dated entry is stamped here each time the price moves — the record builds itself.
Tracked since June 2026. No change record has cleared two sources yet, so nothing is published on the wire.
Capabilities
Integrations: QuickBooks.
Key features: SOC 2 framework with annual third-party security assessment; AES-256 encryption for databases and backups at rest; Google Cloud infrastructure with real-time automated monitoring; 24/7 fraud monitoring with immediate alerts; Automatic tax withholding on income deposits; Real-time running tax estimate updated with each transaction; In-app quarterly estimated tax calculations and payments; Auto-generated Schedule C and 1120 tax reports; Contractor payments and 1099 e-filing (free plan); Up to 10 sub-accounts (Pockets) for budget allocation; Team debit cards with spending controls; Unlimited invoicing with payment tracking; Two-factor authentication with biometric options; Mobile card freeze functionality.
Plan limits: FDIC insurance up to $250,000 per depositor; Free plan: no APY on checking, no cash back; Found Plus APY: 1.50% on balances up to $20,000 only; Found Pro APY: 2.50% on all balances (uncapped); Wire transfers: $15 on free/Plus, $10 on Pro; Paper checks: $1 each on free plan; free on Pro; Free plan limited to QuickBooks integration only.
Frequently asked questions
How much does Found cost?
Found starts at $0/mo (Found); it has 3 published plans. Verified 2026-09-02.
Is Found cheaper billed annually?
Yes. Found publishes a 25% discount for paying annually (on the Found Plus plan). Verified 2026-09-02.
What are cheaper alternatives to Found?
Cheaper business bank accounts than Found (entry $0/mo) include Brex at $12/mo, Lili at $15/mo, Mercury at $29.9/mo. Verified 2026-09-02.
Does Found support HIPAA?
Found HIPAA support: —. SOC 2: Yes. GDPR: —.
Does Found have a free plan?
Found free tier: Yes.
Found vs alternatives
Compare all business bank accounts · Found alternatives · True cost of business bank accounts · SOC 2-certified business bank accounts · Open data · MCP
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Display this standing
Found currently holds a bronze deskmark here — Rank 8 of 8 · Business Bank Accounts. Anyone may show it. There is nothing to apply for, nothing to pay, and displaying it changes no score: the standing comes from the published algorithm and money never touches it.
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