Business Bank Accounts · pricing · Updated November 2026
Found pricing (2026)
Found's paid plans start at $35/mo (Found Plus) as checked on 2026-11-01, read from Found's own pricing page; 3 plans. Best for Freelancers and independent contractors. Every figure below links to its source and the date we captured it.
At a glance
- Entry price: $35/mo (Found Plus) · 25% off with annual billing
- Free tier: Yes
- Compliance: HIPAA — · SOC 2 Yes · GDPR —
- Best for: Freelancers and independent contractors; Self-employed business owners; Gig workers with variable income; Solo entrepreneurs managing complex tax obligations; Businesses needing built-in quarterly tax payment tools
As of · every figure below links to its source
Found plans & pricing
| Plan | Monthly | Annual | Billing | Notes | Source |
|---|---|---|---|---|---|
| Found | $0 | — | Flat monthly | Free forever. Business checking with Mastercard debit. Team debit cards with spending controls. Up to 10 sub-accounts (Pockets). Expense categorization, receipt scanning, real-time tax estimates. Contractor payments and 1099 e-filing. Unlimited invoicing. No APY. No cash back. Wire transfer: $15. Paper checks: $1 each. | found.com |
| Found Plus | $35 | −25% | Flat monthly | Annual billing: $315/year ($26.25/mo, save 25%). Month-to-month: $35/mo. 1.50% APY on balances up to $20,000. Transaction imports from external banks and apps. Unlimited auto-categorization rules and custom tags. Priority phone support. Schedule C / 1120 tax form generation. Quarterly tax payments in-app. | found.com |
| Found Pro | $80 | −25% | Flat monthly | Annual billing: $720/year ($60/mo, save 25%). Month-to-month: $80/mo. 2.50% APY on all balances (uncapped). 1% cash back on card purchases. Dedicated account manager. Premium metal debit card. Free check sending. Discounted wire transfers ($10 vs. $15 on other plans). | found.com |
Last verified 2026-11-01. Official pricing page: https://www.found.com/pricing (fetched directly, full content returned). Annual prices and 25% discount confirmed.
Price changes
Price on record
$35/moRe-based on record 2026-10-16
A new dated entry is stamped here each time the price moves — the record builds itself.
From 2026-10-16 our record reflects a correction we published, not a vendor price move, so earlier figures are not compared with it.
Tracked since June 2026. No change record has cleared two sources yet, so nothing is published on the wire.
Corrections to this record
Changes we made to our own record of Found, newest first: a figure read again on the vendor's page, a plan it no longer lists, a note. None of them is a price change by Found. Every correction on the site is in the corrections log.
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Found Plus. The recorded monthly price held $26.25, the annual-billed rate, though this dataset defines the monthly price as the month-to-month figure. The row's own notes name both figures and say which is which, so the correct value was already inside the record: the month-to-month price is $35. Re-based to it, with the annual discount set to this plan's own saving of 25%. Found by a corpus-wide scan on 2026-09-09 for the same error four call-tracking vendors carried, and confirmed against this row's own notes rather than a fresh read; the source date is therefore unchanged.
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Found Pro. The recorded monthly price held $60, the annual-billed rate, though this dataset defines the monthly price as the month-to-month figure. The row's own notes name both figures and say which is which, so the correct value was already inside the record: the month-to-month price is $80. Re-based to it, with the annual discount set to this plan's own saving of 25%. Found by a corpus-wide scan on 2026-09-09 for the same error four call-tracking vendors carried, and confirmed against this row's own notes rather than a fresh read; the source date is therefore unchanged.
Capabilities
Integrations: QuickBooks.
Key features: SOC 2 framework with annual third-party security assessment; AES-256 encryption for databases and backups at rest; Google Cloud infrastructure with real-time automated monitoring; 24/7 fraud monitoring with immediate alerts; Automatic tax withholding on income deposits; Real-time running tax estimate updated with each transaction; In-app quarterly estimated tax calculations and payments; Auto-generated Schedule C and 1120 tax reports; Contractor payments and 1099 e-filing (free plan); Up to 10 sub-accounts (Pockets) for budget allocation; Team debit cards with spending controls; Unlimited invoicing with payment tracking; Two-factor authentication with biometric options; Mobile card freeze functionality.
Plan limits: FDIC insurance up to $250,000 per depositor; Free plan: no APY on checking, no cash back; Found Plus APY: 1.50% on balances up to $20,000 only; Found Pro APY: 2.50% on all balances (uncapped); Wire transfers: $15 on free/Plus, $10 on Pro; Paper checks: $1 each on free plan; free on Pro; Free plan limited to QuickBooks integration only.
Frequently asked questions
How much does Found cost?
Found's paid plans start at $35/mo (Found Plus), and it lists a $0 plan (Found); it has 3 published plans. Verified 2026-11-01.
Is Found cheaper billed annually?
Yes. Found publishes a 25% discount for paying annually (on the Found Plus plan). Verified 2026-11-01.
What are cheaper alternatives to Found?
Cheaper business bank accounts than Found (entry $35/mo) include Lili at $15/mo, Bluevine at $30/mo, Relay at $30/mo. Verified 2026-11-01.
Does Found support HIPAA?
Found's public pages do not say whether it supports HIPAA. Its public pages also state SOC 2 compliance.
Does Found have a free plan?
Yes — Found publishes a free tier.
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This standing as a plaque
Found currently holds a bronze deskmark here — Rank 8 of 8 · Business Bank Accounts. Anyone may show it. There is nothing to apply for, nothing to pay, and displaying it changes no score: the standing comes from the published algorithm, which never reads commission data. We never ask anyone to show it, and its link carries rel="nofollow".
The image is drawn from our live data, so it follows the standing rather than freezing it: if Found moves up or down a tier, the plaque on your own site says so at our next publish. Nothing is tracked beyond the ordinary web-server log that records any image request.