Business Bank Accounts · pricing · Updated November 2026
Brex pricing (2026)
Brex's paid plans start at $12/user/mo (Premium) as checked on 2026-11-01, read from Brex's own pricing page; 3 plans. Best for VC-backed startups seeking to extend runway with yield. Every figure below links to its source and the date we captured it.
At a glance
- Entry price: $12/user/mo (Premium)
- Free tier: Yes
- Compliance: HIPAA — · SOC 2 Yes · GDPR —
- Best for: VC-backed startups seeking to extend runway with yield; High-growth companies needing multi-entity support; Businesses with global operations requiring cards in 50+ countries; Teams needing deeply integrated expense management; Companies already using NetSuite, Sage Intacct, or Oracle ERP
As of · every figure below links to its source
Brex plans & pricing
| Plan | Monthly | Annual | Billing | Notes | Source |
|---|---|---|---|---|---|
| Essentials | $0 | — | Per user / seat | $0 per user per month. Includes corporate cards, expense management, cash management account, bill pay, and travel booking. No monthly fees, no account minimums, no overdraft fees on the banking account. | brex.com |
| Premium | $12 | — | Per user / seat | $12 per user per month. Adds advanced expense controls, multi-entity support, dedicated travel services, HRIS integrations, and enhanced accounting automation. No annual discount published. | brex.com |
| Enterprise | not priced monthly | — | Custom / quote | Custom pricing. Contact sales. Includes local card setup in 50+ countries, automated VAT tracking, offline travel booking support, and a designated senior consultant. | brex.com |
Last verified 2026-11-01. Official pricing page: https://www.brex.com/pricing (fetched directly, full content returned). Integration list from https://www.brex.com/product/integrations and web-search corroboration.
Price changes
Price on record
$12/user/moFirst on record 2026-06-27
A new dated entry is stamped here each time the price moves — the record builds itself.
Tracked since June 2026. No change record has cleared two sources yet, so nothing is published on the wire.
Capabilities
Integrations: QuickBooks Online, QuickBooks Desktop, Xero, NetSuite, Sage Intacct, Oracle Fusion, Workday Financials, Dynamics 365 Business Central, Slack, Rippling, Navan, Gusto, Zip, Rillet, UKG, Campfire.
Key features: SOC 1 Type II and SOC 2 Type II certified; PCI-DSS compliant; 24/7 AI-powered fraud monitoring with dedicated application security team; Corporate cards with no personal guarantee required; Treasury account earning up to 4.36% yield from first dollar; Checking account via Column N.A. with unlimited free same-day ACH, checks, and domestic wires; Up to $6M FDIC insurance through Vault program; Up to 240 checking sub-accounts under one Business Account; Built-in travel booking and expense management; Automated accounts payable with integrated bill pay; Multi-entity support (Premium+); Local card issuance in 50+ countries (Enterprise); Automated VAT tracking (Enterprise).
Plan limits: FDIC insurance up to $250,000 per checking account; up to $6M via Vault program across 24 partner banks; Up to 240 uniquely numbered checking sub-accounts under a single Business Account; Treasury yield up to 4.36% (rate variable; invested in AAA-rated money market fund); Premium plan: $12/user/month — costs scale with headcount; Corporate card limits up to 40x higher when paired with Brex account (underwriting dependent); Enterprise plan requires custom sales engagement.
Frequently asked questions
How much does Brex cost?
Brex's paid plans start at $12/user/mo (Premium), and it lists a $0 plan (Essentials); it has 3 published plans. Verified 2026-11-01.
Does Brex support HIPAA?
Brex's public pages do not say whether it supports HIPAA. Its public pages also state SOC 2 compliance.
Does Brex have a free plan?
Yes — Brex publishes a free tier.
Brex vs alternatives
Compare all business bank accounts · Brex alternatives · True cost of business bank accounts · SOC 2 claims in business bank accounts · Open data · MCP
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This standing as a plaque
Brex currently holds a platinum deskmark here — Rank 1 of 8 · Business Bank Accounts. Anyone may show it. There is nothing to apply for, nothing to pay, and displaying it changes no score: the standing comes from the published algorithm, which never reads commission data. We never ask anyone to show it, and its link carries rel="nofollow".
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