Best Business Bank Accounts · pricing · Updated June 2026
Lili pricing (2026)
Lili starts at $0/mo (Lili Core), across 4 plans. Best for Freelancers and solopreneurs. Every figure links to Lili's own page and the date we captured it.
At a glance
- Entry price: $0/mo (Lili Core)
- Free tier: Yes
- Compliance: HIPAA — · SOC 2 — · GDPR —
- Best for: Freelancers and solopreneurs; Self-employed professionals needing integrated tax tools; Businesses wanting high APY with no account minimums; Sole proprietors seeking built-in bookkeeping and invoicing
Lili plans & pricing
| Plan | Monthly | Annual | Billing | Notes | Source |
|---|---|---|---|---|---|
| Lili Core | $0 | — | flat | Free forever. Business checking account with debit card. ACH, check, and wire payments. Savings up to 4.00% APY. FDIC insurance up to $3M. Business credit access. 7-day customer support. Banking provided by Sunrise Banks, N.A. | lili.co |
| Lili Pro | $15 | — | flat | Introductory promotion: $9/mo for first 3 months. Regular price: $15/mo. All Core features plus expense and tax management tools. No annual billing option published. | lili.co |
| Lili Smart | $35 | — | flat | Introductory promotion: $21/mo for first 3 months. Regular price: $35/mo. All Pro features plus accounting software, bookkeeping automation, invoicing, bill management, and receipt capture. No annual billing option published. | lili.co |
| Lili Premium | $55 | — | flat | Introductory promotion: $33/mo for first 3 months. Regular price: $55/mo. All Smart features plus dedicated priority support with specialist availability. No annual billing option published. | lili.co |
Last verified 2026-06-14. Official plans page: https://lili.co/plans (fetched directly, full content returned — lili.app domain returned JS-only/empty on all attempts). Corroborated by financebuzz.com/lili-bank-account-review and startupsavant.com/service-reviews/lili-banking. Cross-checked against financebuzz.com.
Capabilities
Key features: Business checking with Visa debit card (all plans); High-yield savings up to 4.00% APY (all plans); FDIC insurance up to $3M through partner bank sweep network; ACH, check, and wire payment support; Business credit access; Expense categorization and tax management tools (Pro+); Accounting software with automated bookkeeping (Smart+); Invoicing and bill management (Smart+); Receipt capture (Smart+); Dedicated priority support with specialist (Premium); BusinessBuild credit-building program with D&B reporting (add-on); Privacy policy appoints VeraSafe as EU/UK GDPR representative.
Plan limits: FDIC insurance up to $3M through Sunrise Banks, N.A. sweep network; High-yield savings at up to 4.00% APY (rate conditions apply); No annual billing option — monthly billing only; BusinessBuild credit program: $30/mo after promotional period; Accounting software only available on Smart and Premium plans.
Frequently asked questions
How much does Lili cost?
Lili starts at $0/mo (Lili Core); it has 4 published plans. Verified 2026-06-14.
What are cheaper alternatives to Lili?
Cheaper business bank accounts than Lili (entry $0/mo) include Brex at $12/mo. Verified 2026-06-14.
Does Lili support HIPAA?
Lili HIPAA support: —. SOC 2: —. GDPR: —.
Does Lili have a free plan?
Lili free tier: Yes.
Lili vs alternatives
Compare all business bank accounts → · Lili alternatives → · Open data · MCP
Cheaper business bank accounts alternatives
- Brex from $12/mo