Business Bank Accounts · pricing · Updated November 2026
Lili pricing (2026)
Lili's paid plans start at $15/mo (Lili Pro) as checked on 2026-11-01, read from Lili's own pricing page; 4 plans. Best for Freelancers and solopreneurs. Every figure below links to its source and the date we captured it.
At a glance
- Entry price: $15/mo (Lili Pro)
- Free tier: Yes
- Compliance: HIPAA — · SOC 2 — · GDPR —
- Best for: Freelancers and solopreneurs; Self-employed professionals needing integrated tax tools; Businesses wanting high APY with no account minimums; Sole proprietors seeking built-in bookkeeping and invoicing
As of · every figure below links to its source
Lili plans & pricing
| Plan | Monthly | Annual | Billing | Notes | Source |
|---|---|---|---|---|---|
| Lili Core | $0 | — | Flat monthly | Free forever. Business checking account with debit card. ACH, check, and wire payments. Savings up to 4.00% APY. FDIC insurance up to $3M. Business credit access. 7-day customer support. Banking provided by Sunrise Banks, N.A. | lili.co |
| Lili Pro | $15 | — | Flat monthly | Introductory promotion: $9/mo for first 3 months. Regular price: $15/mo. All Core features plus expense and tax management tools. No annual billing option published. | lili.co |
| Lili Smart | $35 | — | Flat monthly | Introductory promotion: $21/mo for first 3 months. Regular price: $35/mo. All Pro features plus accounting software, bookkeeping automation, invoicing, bill management, and receipt capture. No annual billing option published. | lili.co |
| Lili Premium | $55 | — | Flat monthly | Introductory promotion: $33/mo for first 3 months. Regular price: $55/mo. All Smart features plus dedicated priority support with specialist availability. No annual billing option published. | lili.co |
Last verified 2026-11-01. Official plans page: https://lili.co/plans (fetched directly, full content returned — lili.app domain returned JS-only/empty on all attempts). Corroborated by financebuzz.com/lili-bank-account-review and startupsavant.com/service-reviews/lili-banking. Cross-checked against financebuzz.com.
Price changes
Price on record
$15/moFirst on record 2026-06-27
A new dated entry is stamped here each time the price moves — the record builds itself.
Tracked since June 2026. No change record has cleared two sources yet, so nothing is published on the wire.
Capabilities
Key features: Business checking with Visa debit card (all plans); High-yield savings up to 4.00% APY (all plans); FDIC insurance up to $3M through partner bank sweep network; ACH, check, and wire payment support; Business credit access; Expense categorization and tax management tools (Pro+); Accounting software with automated bookkeeping (Smart+); Invoicing and bill management (Smart+); Receipt capture (Smart+); Dedicated priority support with specialist (Premium); BusinessBuild credit-building program with D&B reporting (add-on); Privacy policy appoints VeraSafe as EU/UK GDPR representative.
Plan limits: FDIC insurance up to $3M through Sunrise Banks, N.A. sweep network; High-yield savings at up to 4.00% APY (rate conditions apply); No annual billing option — monthly billing only; BusinessBuild credit program: $30/mo after promotional period; Accounting software only available on Smart and Premium plans.
Frequently asked questions
How much does Lili cost?
Lili's paid plans start at $15/mo (Lili Pro), and it lists a $0 plan (Lili Core); it has 4 published plans. Verified 2026-11-01.
Does Lili support HIPAA?
Lili's public pages do not say whether it supports HIPAA.
Does Lili have a free plan?
Yes — Lili publishes a free tier.
Lili vs alternatives
Compare all business bank accounts · Lili alternatives · True cost of business bank accounts · SOC 2 claims in business bank accounts · Open data · MCP
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This standing as a plaque
Lili currently holds a bronze deskmark here — Rank 5 of 8 · Business Bank Accounts. Anyone may show it. There is nothing to apply for, nothing to pay, and displaying it changes no score: the standing comes from the published algorithm, which never reads commission data. We never ask anyone to show it, and its link carries rel="nofollow".
The image is drawn from our live data, so it follows the standing rather than freezing it: if Lili moves up or down a tier, the plaque on your own site says so at our next publish. Nothing is tracked beyond the ordinary web-server log that records any image request.