Payment Processors · pricing · Updated September 2026
Helcim pricing (2026)
Helcim publishes no monthly price — its published figure is on another basis (annual-only, non-USD, or one-time) as checked on 2026-09-03, read from Helcim's own pricing page; 2 plans. Best for Small and mid-size businesses wanting transparent interchange-plus pricing. Every figure below links to its source and the date we captured it.
At a glance
- Entry price: not priced monthly
- Free tier: No
- Compliance: HIPAA No · SOC 2 — · GDPR —
- Best for: Small and mid-size businesses wanting transparent interchange-plus pricing; Healthcare, professional services, and wholesale merchants processing $10K+/month; Merchants who want free built-in business tools without a monthly SaaS fee
As of · every figure below links to its source
Helcim plans & pricing
| Plan | Monthly | Annual | Billing | Notes | Source |
|---|---|---|---|---|---|
| Interchange Plus (in-person) | not priced monthly | — | flat | In-person markup over interchange, banded by monthly volume: $0-$50K interchange + 0.40% + $0.08; $50K-$100K +0.35% + $0.07; $100K-$500K +0.25% + $0.07; $500K-$1M +0.20% + $0.06; $1M-$5M +0.15% + $0.06. No monthly, setup, PCI, or cancellation fees; no contract. | helcim.com |
| Interchange Plus (keyed & online) | not priced monthly | — | flat | Keyed/online markup over interchange, banded by monthly volume: $0-$50K interchange + 0.50% + $0.25; $50K-$100K +0.45% + $0.20; $100K-$500K +0.35% + $0.20; $500K-$1M +0.25% + $0.15; $1M-$5M +0.15% + $0.15. ACH 0.5% + $0.25 (capped $6). No monthly fee. | helcim.com |
Last verified 2026-09-03. https://www.helcim.com/pricing/ (official interchange-plus pricing with published volume tiers) Re-verified 2026-09-03 against the live pricing page; published figures unchanged.
Price changes
No change record has cleared two sources yet, so nothing is published on the wire.
Capabilities
Integrations: QuickBooks Online, Xero, Wave App, Jane App, Zoho CRM, Zapier, WooCommerce (via API).
Key features: Interchange-plus pricing with automatic volume-based rate reductions; Free virtual terminal, invoicing, recurring payments, and card vault included; PCI DSS Level 1 compliant service provider; Smart Terminal hardware with Tap to Pay on iPhone; Integrated customer manager and inventory management.
Plan limits: No monthly account fee at any volume tier; Rates automatically decrease as monthly volume grows ($0–$5M+ tiers published); ACH capped at $6.00 per transaction; No minimum processing requirement or contract.
Frequently asked questions
Does Helcim support HIPAA?
Helcim HIPAA support: No. SOC 2: —. GDPR: —.
Does Helcim have a free plan?
Helcim free tier: No.
Helcim vs alternatives
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