Payment Processors · pricing · Updated September 2026
Square pricing (2026)
Square publishes no monthly price — its published figure is on another basis (annual-only, non-USD, or one-time) as checked on 2026-09-03, read from Square's own pricing page; 3 plans. Best for Small and mid-size retail, food & beverage, and service businesses. Every figure below links to its source and the date we captured it.
At a glance
- Entry price: not priced monthly
- Free tier: Yes · 30-day trial
- Compliance: HIPAA Yes · SOC 2 — · GDPR Yes
- Best for: Small and mid-size retail, food & beverage, and service businesses; Healthcare providers using Square Appointments needing HIPAA compliance; Businesses wanting a free all-in-one POS + software bundle
As of · every figure below links to its source
Square plans & pricing
| Plan | Monthly | Annual | Billing | Notes | Source |
|---|---|---|---|---|---|
| Square Free | not priced monthly | — | flat | No monthly subscription. In-person (tap/dip/swipe) 2.6% + $0.15; online/e-commerce 3.3% + $0.30; invoices (ACH) 1% ($1 min); manually keyed / card-on-file 3.5% + $0.15. Free Square POS software. | squareup.com |
| Square Plus | not priced monthly | — | flat | Paid monthly subscription (varies by product; exact $/mo not printed on the fees page). Lower in-person rate 2.5% + $0.15; online/e-commerce 2.9% + $0.30; invoices (ACH) 1% ($1 min, $10 cap); keyed 3.5% + $0.15. 30-day free trial. monthlyUsd null because the subscription fee is not published on the fetched fees page. | squareup.com |
| Square Premium | not priced monthly | — | flat | Paid monthly subscription (varies by product; exact $/mo not printed on the fees page). Lowest in-person rate 2.4% + $0.15; online/e-commerce 2.9% + $0.30; invoices (ACH) 1% ($1 min, $10 cap); keyed 3.5% + $0.15. 30-day free trial. monthlyUsd null because the subscription fee is not published on the fetched fees page. | squareup.com |
Last verified 2026-09-03. https://squareup.com/us/en/payments/our-fees (official US fees page) Re-verified 2026-09-03 against the live pricing page; published figures unchanged.
Price changes
No change record has cleared two sources yet, so nothing is published on the wire.
Capabilities
Integrations: QuickBooks, Xero, WooCommerce, BigCommerce, Wix, Mailchimp, Jane App.
Key features: Free POS software with no monthly fee (Square Free); HIPAA BAA available for Appointments and Invoices (healthcare); Integrated hardware ecosystem (terminals, handhelds, registers, kiosks); Built-in loyalty, gift cards, payroll, and marketing tools; Omnichannel: in-person, online, and invoicing from one platform.
Plan limits: Free plan: no monthly fee, per-transaction rates apply; Plus/Premium: 30-day free trial, subscription fee varies by product vertical; HIPAA BAA applies only to Square Appointments, Invoices, and explicitly HIPAA-enabled features — not all Square services.
Frequently asked questions
Does Square support HIPAA?
Square HIPAA support: Yes. SOC 2: —. GDPR: Yes.
Does Square have a free plan?
Square free tier: Yes; 30-day free trial.
Square vs alternatives
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Display this standing
Square currently holds a bronze deskmark here — Rank 6 of 8 · Payment Processors. Anyone may show it. There is nothing to apply for, nothing to pay, and displaying it changes no score: the standing comes from the published algorithm and money never touches it.
The image is drawn from our live data, so it follows the standing rather than freezing it: if Square moves up or down a tier, the plaque on your own site says so at our next publish. Nothing is tracked beyond the ordinary web-server log that records any image request.