Best Payment Processors · pricing · Updated June 2026
Authorize.net pricing (2026)
Authorize.net starts at $25/mo (All-in-One), across 3 plans. Best for Established SMBs wanting a gateway-only solution with their own merchant account. Every figure links to Authorize.net's own page and the date we captured it.
At a glance
- Entry price: $25/mo (All-in-One)
- Free tier: No
- Compliance: HIPAA No · SOC 2 — · GDPR —
- Best for: Established SMBs wanting a gateway-only solution with their own merchant account; Merchants needing proven fraud detection tools and recurring billing; Businesses already integrated with accounting software like QuickBooks seeking a stable gateway
Authorize.net plans & pricing
| Plan | Monthly | Annual | Billing | Notes | Source |
|---|---|---|---|---|---|
| All-in-One | $25 | — | flat | $25/month gateway fee plus 2.9% + $0.30 per transaction (Authorize.net acts as both gateway and merchant account). No setup fee. | authorize.net |
| Payment Gateway Only | $25 | — | flat | $25/month gateway fee plus $0.10 per transaction and a $0.10 daily batch fee; you bring your own merchant account. No setup fee. | authorize.net |
| Gateway + eCheck | $25 | — | flat | $25/month gateway fee; credit card $0.10 per transaction + $0.10 daily batch fee; eCheck/ACH processed at 0.75%. No setup fee. | authorize.net |
Last verified 2026-06-13. https://www.authorize.net/en-us/sign-up/pricing.html (official published plans; no setup or early-termination fees)
Capabilities
Integrations: QuickBooks, WooCommerce, BigCommerce, Magento, Shopify, Helcim, Salesforce.
Key features: Established payment gateway with 25+ years in market (Visa subsidiary); Advanced Fraud Detection Suite (AFDS) with customizable rules; Account Updater to automatically refresh stored card data; Recurring billing and subscription payment management; Supports Tap to Pay on mobile and eCheck/ACH payments.
Plan limits: $25/month gateway fee on all plans; $0.10 per transaction on Gateway Only plan plus $0.10 daily batch fee; eCheck/ACH at 0.75% per transaction on Gateway + eCheck plan; No setup or early-termination fees.
Frequently asked questions
How much does Authorize.net cost?
Authorize.net starts at $25/mo (All-in-One); it has 3 published plans. Verified 2026-06-13.
Does Authorize.net support HIPAA?
Authorize.net HIPAA support: No. SOC 2: —. GDPR: —.
Does Authorize.net have a free plan?
Authorize.net free tier: No.
Authorize.net vs alternatives
Compare all payment processors → · Authorize.net alternatives → · Open data · MCP