Payment Processors · pricing · Updated September 2026
Authorize.net pricing (2026)
Authorize.net starts at $25/mo (All-in-One) as checked on 2026-09-03, read from Authorize.net's own pricing page; 3 plans. Best for Established SMBs wanting a gateway-only solution with their own merchant account. Every figure below links to its source and the date we captured it.
At a glance
- Entry price: $25/mo (All-in-One)
- Free tier: No
- Compliance: HIPAA No · SOC 2 — · GDPR —
- Best for: Established SMBs wanting a gateway-only solution with their own merchant account; Merchants needing proven fraud detection tools and recurring billing; Businesses already integrated with accounting software like QuickBooks seeking a stable gateway
As of · every figure below links to its source
Authorize.net plans & pricing
| Plan | Monthly | Annual | Billing | Notes | Source |
|---|---|---|---|---|---|
| All-in-One | $25 | — | flat | $25/month gateway fee plus 2.9% + $0.30 per transaction (Authorize.net acts as both gateway and merchant account). No setup fee. | authorize.net |
| Payment Gateway Only | $25 | — | flat | $25/month gateway fee plus $0.10 per transaction and a $0.10 daily batch fee; you bring your own merchant account. No setup fee. | authorize.net |
| Gateway + eCheck | $25 | — | flat | $25/month gateway fee; credit card $0.10 per transaction + $0.10 daily batch fee; eCheck/ACH processed at 0.75%. No setup fee. | authorize.net |
Last verified 2026-09-03. https://www.authorize.net/en-us/sign-up/pricing.html (official published plans; no setup or early-termination fees) Re-verified 2026-09-03 against the live pricing page; published figures unchanged.
Price changes
Price on record
$25/moFirst on record 2026-06-27
A new dated entry is stamped here each time the price moves — the record builds itself.
Tracked since June 2026. No change record has cleared two sources yet, so nothing is published on the wire.
Capabilities
Integrations: QuickBooks, WooCommerce, BigCommerce, Magento, Shopify, Helcim, Salesforce.
Key features: Established payment gateway with 25+ years in market (Visa subsidiary); Advanced Fraud Detection Suite (AFDS) with customizable rules; Account Updater to automatically refresh stored card data; Recurring billing and subscription payment management; Supports Tap to Pay on mobile and eCheck/ACH payments.
Plan limits: $25/month gateway fee on all plans; $0.10 per transaction on Gateway Only plan plus $0.10 daily batch fee; eCheck/ACH at 0.75% per transaction on Gateway + eCheck plan; No setup or early-termination fees.
Frequently asked questions
How much does Authorize.net cost?
Authorize.net starts at $25/mo (All-in-One); it has 3 published plans. Verified 2026-09-03.
Does Authorize.net support HIPAA?
Authorize.net HIPAA support: No. SOC 2: —. GDPR: —.
Does Authorize.net have a free plan?
Authorize.net free tier: No.
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Display this standing
Authorize.net currently holds a gold deskmark here — Rank 2 of 8 · Payment Processors. Anyone may show it. There is nothing to apply for, nothing to pay, and displaying it changes no score: the standing comes from the published algorithm and money never touches it.
The image is drawn from our live data, so it follows the standing rather than freezing it: if Authorize.net moves up or down a tier, the plaque on your own site says so at our next publish. Nothing is tracked beyond the ordinary web-server log that records any image request.