Payment Processors · pricing · Updated November 2026
Stripe pricing (2026)
Stripe is usage-priced — charged per unit consumed rather than monthly as checked on 2026-11-01, read from Stripe's own pricing page; 3 plans. Best for SaaS and subscription businesses. Every figure below links to its source and the date we captured it.
At a glance
- Entry price: usage-priced
- Free tier: No
- Compliance: HIPAA No · SOC 2 Yes · GDPR Yes
- Best for: SaaS and subscription businesses; Global e-commerce and marketplaces; Developer-first teams building custom payment flows
As of · every figure below links to its source STALE · 2026-09-03
Stripe plans & pricing
| Plan | Monthly | Annual | Billing | Notes | Source |
|---|---|---|---|---|---|
| Integrated (Standard pay-as-you-go) STALE · 2026-09-03 | usage-priced | — | Flat monthly | Pay-as-you-go online card processing at 2.9% + $0.30 per successful charge. No setup, monthly, or hidden fees. +1% for international cards, +1% for currency conversion. Includes basic dashboard, reporting, and 3D Secure. | stripe.com |
| In-person (Stripe Terminal) | not priced monthly | — | Flat monthly | Card-present transactions via Stripe Terminal at 2.7% + $0.05 per successful charge. No monthly fee; reader hardware purchased separately. | stripe.com |
| Customformerly Customized / Enterprise | quote-only | — | Flat monthly | Quote-only. Volume discounts, interchange-plus (IC+) pricing, multi-product discounts, and country-specific rates negotiated with sales (typically for businesses processing over $100K/month). No published price. | stripe.com |
Last verified 2026-11-01. STALE marks a plan we have not re-checked at its source in over 30 days. 1 of 3 plans above is marked. https://stripe.com/pricing (official; the page geolocated to the EU/EUR for the fetch, so the US online 2.9% + $0.30 and Terminal 2.7% + $0.05 figures were confirmed via stripe.com search results and stripe.com/resources)
Price changes
No change record has cleared two sources yet, so nothing is published on the wire.
Corrections to this record
Changes we made to our own record of Stripe, newest first: a figure read again on the vendor's page, a plan it no longer lists, a note. None of them is a price change by Stripe. Every correction on the site is in the corrections log.
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Customized / Enterprise → Custom. Renamed from "Customized / Enterprise" to "Custom" on stripe.com as of 2026-09-27: the pricing page offers the custom package through sales, with no published price: "Custom Design a custom package— available for businesses with large payments volume or unique business models. Contact sales"
Capabilities
Integrations: Shopify, WooCommerce, Salesforce, QuickBooks, Xero, NetSuite, Adobe Commerce.
Key features: 100+ payment methods globally; Stripe Radar AI fraud prevention; Stripe Connect for marketplace/platform payouts; Stripe Terminal for in-person payments; Subscription and usage-based billing via Stripe Billing.
Plan limits: No monthly fee on standard plan; Per-transaction fees apply to every charge; +1% surcharge for international cards; +1% surcharge for currency conversion.
Frequently asked questions
Does Stripe support HIPAA?
No — Stripe's public pages state no HIPAA support. Its public pages also state SOC 2 and GDPR compliance.
Does Stripe have a free plan?
No — Stripe publishes no free tier.
Stripe vs alternatives
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This standing as a plaque
Stripe currently holds a silver deskmark here — Rank 4 of 8 · Payment Processors. Anyone may show it. There is nothing to apply for, nothing to pay, and displaying it changes no score: the standing comes from the published algorithm, which never reads commission data. We never ask anyone to show it, and its link carries rel="nofollow".
The image is drawn from our live data, so it follows the standing rather than freezing it: if Stripe moves up or down a tier, the plaque on your own site says so at our next publish. Nothing is tracked beyond the ordinary web-server log that records any image request.