Payment Processors · pricing · Updated September 2026
Stripe pricing (2026)
Stripe is usage-priced — charged per unit consumed rather than monthly as checked on 2026-09-03, read from Stripe's own pricing page; 3 plans. Best for SaaS and subscription businesses. Every figure below links to its source and the date we captured it.
At a glance
- Entry price: usage-priced
- Free tier: No
- Compliance: HIPAA No · SOC 2 Yes · GDPR Yes
- Best for: SaaS and subscription businesses; Global e-commerce and marketplaces; Developer-first teams building custom payment flows
As of · every figure below links to its source
Stripe plans & pricing
| Plan | Monthly | Annual | Billing | Notes | Source |
|---|---|---|---|---|---|
| Integrated (Standard pay-as-you-go) | usage-priced | — | flat | Pay-as-you-go online card processing at 2.9% + $0.30 per successful charge. No setup, monthly, or hidden fees. +1% for international cards, +1% for currency conversion. Includes basic dashboard, reporting, and 3D Secure. | stripe.com |
| In-person (Stripe Terminal) | not priced monthly | — | flat | Card-present transactions via Stripe Terminal at 2.7% + $0.05 per successful charge. No monthly fee; reader hardware purchased separately. | stripe.com |
| Customized / Enterprise | quote-only | — | flat | Quote-only. Volume discounts, interchange-plus (IC+) pricing, multi-product discounts, and country-specific rates negotiated with sales (typically for businesses processing over $100K/month). No published price. | stripe.com |
Last verified 2026-09-03. https://stripe.com/pricing (official; the page geolocated to the EU/EUR for the fetch, so the US online 2.9% + $0.30 and Terminal 2.7% + $0.05 figures were confirmed via stripe.com search results and stripe.com/resources) Re-verified 2026-09-03 against the live pricing page; published figures unchanged.
Price changes
No change record has cleared two sources yet, so nothing is published on the wire.
Capabilities
Integrations: Shopify, WooCommerce, Salesforce, QuickBooks, Xero, NetSuite, Adobe Commerce.
Key features: 100+ payment methods globally; Stripe Radar AI fraud prevention; Stripe Connect for marketplace/platform payouts; Stripe Terminal for in-person payments; Subscription and usage-based billing via Stripe Billing.
Plan limits: No monthly fee on standard plan; Per-transaction fees apply to every charge; +1% surcharge for international cards; +1% surcharge for currency conversion.
Frequently asked questions
Does Stripe support HIPAA?
Stripe HIPAA support: No. SOC 2: Yes. GDPR: Yes.
Does Stripe have a free plan?
Stripe free tier: No.
Stripe vs alternatives
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Display this standing
Stripe currently holds a silver deskmark here — Rank 4 of 8 · Payment Processors. Anyone may show it. There is nothing to apply for, nothing to pay, and displaying it changes no score: the standing comes from the published algorithm and money never touches it.
The image is drawn from our live data, so it follows the standing rather than freezing it: if Stripe moves up or down a tier, the plaque on your own site says so at our next publish. Nothing is tracked beyond the ordinary web-server log that records any image request.