Best Invoicing Software · pricing · Updated June 2026
Wave pricing (2026)
Wave starts at $0/mo (Starter), across 3 plans. Best for Freelancers and very small businesses needing free core invoicing. Every figure links to Wave's own page and the date we captured it.
At a glance
- Entry price: $0/mo (Starter)
- Free tier: Yes
- Compliance: HIPAA — · SOC 2 — · GDPR —
- Best for: Freelancers and very small businesses needing free core invoicing; Sole proprietors wanting full accounting without a monthly fee; US/Canada-based small businesses
Wave plans & pricing
| Plan | Monthly | Annual | Billing | Notes | Source |
|---|---|---|---|---|---|
| Starter | $0 | — | flat | Free forever. Unlimited estimates, invoices, bills, and bookkeeping records. Online payments available at standard transaction fees (2.9% + $0.60 per card). | waveapps.com |
| Pro | $19 | — | flat | Month-to-month $19/mo. Annual plan $190/yr (~$15.83/mo). Annual discount not explicitly stated as a percentage on the page. Includes discounted payment processing (2.9% + $0 for first 10 transactions/month), auto bank import via Plaid, automated late payment reminders. | waveapps.com |
| Wave Advisors | $199 | — | flat | Managed bookkeeping service add-on starting at $199/mo. Includes a dedicated bookkeeper, monthly financial statements, and expert support. Not a software-only tier — bundles human services. | waveapps.com |
Last verified 2026-06-14. Official pricing page https://www.waveapps.com/pricing fetched 2026-06-14. Direct fetch of https://www.wave.com/en/pricing/ returned 404; waveapps.com was the correct domain. SoftwareAdvice corroboration confirmed $0 Starter and $19/mo Pro but showed annual at $170/yr vs official page $190/yr — official figures used. Wave Advisors is a managed bookkeeping add-on service, not a self-serve software tier. Cross-checked against softwareadvice.com.
Capabilities
Integrations: Plaid (bank connections), PayPal, Stripe, Visa, Mastercard, American Express.
Key features: Free unlimited invoicing and estimates; Double-entry accounting and bookkeeping; Automatic bank transaction import (Pro); Bank transaction auto-categorization (Pro); Branded invoices with logo and custom colors (Pro); Automated late payment reminders (Pro); Online payment acceptance (credit/debit cards and bank payments); Receipt scanning and expense tracking; Financial reports (profit & loss, balance sheet); Multiple user accounts with permission controls (Pro); PCI-DSS Level 1 certified payment processing.
Plan limits: Starter: no automatic bank import, no branded invoices (no custom logo), no automated payment reminders; Pro: bank sync requires Plaid (not all institutions supported); Live support only with paid plans or add-ons.
Frequently asked questions
How much does Wave cost?
Wave starts at $0/mo (Starter); it has 3 published plans. Verified 2026-06-14.
What are cheaper alternatives to Wave?
Cheaper invoicing software than Wave (entry $0/mo) include Harvest at $11/mo, Invoice Ninja at $14/mo, Bonsai at $15/mo. Verified 2026-06-14.
Does Wave support HIPAA?
Wave HIPAA support: —. SOC 2: —. GDPR: —.
Does Wave have a free plan?
Wave free tier: Yes.
Wave vs alternatives
Cheaper invoicing software alternatives
- Bonsai from $15/mo
- Invoice Ninja from $14/mo
- Harvest from $11/mo